Hightech Payment Systems (CAS:HPS) ROE % Adjusted to Book Value: 8.22% (As of Dec. 2025)

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CAS:HPS Hightech Payment Systems SA CAS:HPS
100 GF Score
Price MAD645.00
GF Value MAD824.83
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Hightech Payment Systems ROE % Adjusted to Book Value?

Hightech Payment Systems CAS:HPS +0.31% 100 ROE % Adjusted to Book Value is 8.22% as of Dec. 2025. GuruFocus rates CAS:HPS with a GF Score™ of 100/100 and a GF Value™ of MAD824.83 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Hightech Payment Systems's ROE % for the quarter that ended in Dec. 2025 was 41.45%. Hightech Payment Systems's PB Ratio for the quarter that ended in Dec. 2025 was 5.04. Hightech Payment Systems's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 8.22%.


Hightech Payment Systems ROE % Adjusted to Book Value Related Terms


Hightech Payment Systems ROE % Adjusted to Book Value Historical Data

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The historical data trend for Hightech Payment Systems's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hightech Payment Systems ROE % Adjusted to Book Value Chart

Hightech Payment Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.19 2.76 2.33 1.69 2.64

Hightech Payment Systems Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.55 2.05 1.61 -2.01 8.22

CAS:HPS vs MSFT, ORCL, PLTR: ROE % Adjusted to Book Value Comparison

For the Software - Infrastructure subindustry, Hightech Payment Systems's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hightech Payment Systems ROE % Adjusted to Book Value vs Software Industry

For the Software industry and Technology sector, Hightech Payment Systems's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Hightech Payment Systems's ROE % Adjusted to Book Value falls into.


CAS:HPS
100GF Score
Hightech Payment Systems SA CAS:HPS
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Hightech Payment Systems ROE % Adjusted to Book Value Calculation

Hightech Payment Systems's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.29% / 5.04
=2.64%

Hightech Payment Systems's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=41.45% / 5.04
=8.22%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.22% mean?
Hightech Payment Systems (CAS:HPS) has a ROE % Adjusted to Book Value of 8.22% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hightech Payment Systems and its competitors.
Is Hightech Payment Systems' ROE % Adjusted to Book Value too high?
Hightech Payment Systems' current ROE % Adjusted to Book Value is 8.22%. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' ROE % Adjusted to Book Value compare to MSFT and ORCL?
Hightech Payment Systems' ROE % Adjusted to Book Value of 8.22% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hightech Payment Systems and its competitors. Hightech Payment Systems's current ROE % Adjusted to Book Value is 8.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current ROE % Adjusted to Book Value is 8.22%. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current ROE % Adjusted to Book Value is 8.22% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?

Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued. The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83. GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.

Key valuation signals for CAS:HPS:

  • ROE % Adjusted to Book Value: 8.22%
  • GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
  • GF Score™: 100/100 with 4 warning signs

No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hightech Payment Systems Business Description

Address 1100, Boulevard Al Qods - Sidi Maarouf, Casablanca Nearshore Park, Shore 1, Casablanca, MAR, 20270
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score

Get the complete analysis for CAS:HPS

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD645.00
Price
MAD824.83
GF Value