Hightech Payment Systems (CAS:HPS) Margin of Safety % (DCF FCF Based): 61.90% (As of Aug. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:HPS Hightech Payment Systems SA CAS:HPS
100 GF Score
Price MAD645.00
GF Value MAD824.83
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Hightech Payment Systems Margin of Safety % (DCF FCF Based)?

Hightech Payment Systems CAS:HPS +0.31% 100 Margin of Safety % (DCF FCF Based) is 61.90% as of Aug. 14, 2026. GuruFocus rates CAS:HPS with a GF Score™ of 100/100 and a GF Value™ of MAD824.83 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-08-14), Hightech Payment Systems's Predictability Rank is 4.5-Stars. Hightech Payment Systems's intrinsic value calculated from the Discounted FCF model is MAD-111.86 and current share price is MAD645.00. Consequently,

Hightech Payment Systems's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 61.90%.


CAS:HPS vs MSFT, ORCL, PLTR: Margin of Safety % (DCF FCF Based) Comparison

For the Software - Infrastructure subindustry, Hightech Payment Systems's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hightech Payment Systems Margin of Safety % (DCF FCF Based) vs Software Industry

For the Software industry and Technology sector, Hightech Payment Systems's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Hightech Payment Systems's Margin of Safety % (DCF FCF Based) falls into.


CAS:HPS
100GF Score
Hightech Payment Systems SA CAS:HPS
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Hightech Payment Systems Margin of Safety % (DCF FCF Based) Calculation

Hightech Payment Systems's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(1692.95-645.00)/1692.95
=61.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 61.90% mean?
Hightech Payment Systems (CAS:HPS) has a Margin of Safety % (DCF FCF Based) of 61.90% as of Aug. 14, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Hightech Payment Systems.
Is Hightech Payment Systems' Margin of Safety % (DCF FCF Based) too high?
Hightech Payment Systems' current Margin of Safety % (DCF FCF Based) is 61.90%. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' Margin of Safety % (DCF FCF Based) compare to MSFT and ORCL?
Hightech Payment Systems' Margin of Safety % (DCF FCF Based) of 61.90% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Software company?
A good Margin of Safety % (DCF FCF Based) depends on the Software industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Hightech Payment Systems. Hightech Payment Systems's current Margin of Safety % (DCF FCF Based) is 61.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 61.90%. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current Margin of Safety % (DCF FCF Based) is 61.90% as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?

Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued. The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83. GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.

Key valuation signals for CAS:HPS:

  • Margin of Safety % (DCF FCF Based): 61.90%
  • GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
  • GF Score™: 100/100 with 4 warning signs

No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hightech Payment Systems Business Description

Address 1100, Boulevard Al Qods - Sidi Maarouf, Casablanca Nearshore Park, Shore 1, Casablanca, MAR, 20270
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score

Get the complete analysis for CAS:HPS

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD645.00
Price
MAD824.83
GF Value