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Hightech Payment SystemsCAS:HPS +0.31%100 5-Year Yield-on-Cost % is 1.24 as of Aug. 14, 2026, which is 7% above its 10-year median of 1.16. GuruFocus rates CAS:HPS with a GF Score™ of 100/100 and a GF Value™ of MAD824.83 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,004 Software companies, Hightech Payment Systems ranks worse than 73.11% on this metric.
Hightech Payment Systems (CAS:HPS) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Hightech Payment Systems 5-Year Yield-on-Cost % Related Terms
CAS:HPS vs MSFT, ORCL, PLTR: 5-Year Yield-on-Cost % Comparison
For the Software - Infrastructure subindustry, Hightech Payment Systems's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hightech Payment Systems 5-Year Yield-on-Cost % vs Software Industry
For the Software industry and Technology sector, Hightech Payment Systems's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Hightech Payment Systems's 5-Year Yield-on-Cost % falls into.
Hightech Payment Systems 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Hightech Payment Systems (CAS:HPS) has a 5-Year Yield-on-Cost % of 1.24 as of Aug. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hightech Payment Systems and its competitors. This is near median its historical median of 1.16. Over the past decade, Hightech Payment Systems' 5-Year Yield-on-Cost % has ranged from 0.71 to 3.33. According to the industry distribution chart, Hightech Payment Systems ranks #734 out of 1004 companies in the Software industry, placing it in the top 73.1%.
Is Hightech Payment Systems' 5-Year Yield-on-Cost % too high?
Hightech Payment Systems' current 5-Year Yield-on-Cost % of 1.24 is near median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 3.33. The Software industry median 5-Year Yield-on-Cost % is 3.02. Hightech Payment Systems' value of 1.24 is 58.9% below this industry median. Based on the distribution chart, Hightech Payment Systems ranks #734 out of 1004 companies in the Software industry, which is below the industry midpoint. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' 5-Year Yield-on-Cost % compare to MSFT and ORCL?
According to the Software industry distribution chart, Hightech Payment Systems ranks #734 out of 1004 companies for 5-Year Yield-on-Cost %. This places Hightech Payment Systems in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.02. Hightech Payment Systems' value of 1.24 is 58.9% below this benchmark. Historically, Hightech Payment Systems' own 5-Year Yield-on-Cost % has ranged from 0.71 to 3.33 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 3.02, Hightech Payment Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Software company?
The median 5-Year Yield-on-Cost % among Software companies is 3.02, based on 1,004 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hightech Payment Systems's current 5-Year Yield-on-Cost % of 1.24 is 58.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hightech Payment Systems and its competitors. For the Software industry, the median 5-Year Yield-on-Cost % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current 5-Year Yield-on-Cost % is 1.24, which is near median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.24, which is near median its 10-year median of 1.16 and 58.9% below the Software industry median of 3.02. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current 5-Year Yield-on-Cost % is 1.24 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?
Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued.
The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83.
GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.
Key valuation signals for CAS:HPS:
5-Year Yield-on-Cost %: 1.24 (near median its 10-year median of 1.16)
GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
Industry Position: 58.9% below the Software median (#734 of 1004)
No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
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