Hightech Payment Systems (CAS:HPS) 5-Year ROIIC % : 7.04% (As of Dec. 2025)

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CAS:HPS Hightech Payment Systems SA CAS:HPS
100 GF Score
Price MAD645.00
GF Value MAD824.83
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Hightech Payment Systems 5-Year ROIIC %?

Hightech Payment Systems CAS:HPS +0.31% 100 5-Year ROIIC % is 7.04 as of Dec. 2025. GuruFocus rates CAS:HPS with a GF Score™ of 100/100 and a GF Value™ of MAD824.83 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,315 Software companies, Hightech Payment Systems ranks better than 54.86% on this metric.

5-Year Return on Invested Incremental Capital (5-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 5-year. Hightech Payment Systems's 5-Year ROIIC % for the quarter that ended in Dec. 2025 was 7.04%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Hightech Payment Systems's 5-Year ROIIC % or its related term are showing as below:

CAS:HPS's 5-Year ROIIC % is ranked better than
54.86% of 2315 companies
in the Software industry
Industry Median: 4.99 vs CAS:HPS: 7.04

Hightech Payment Systems  (CAS:HPS) 5-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


Hightech Payment Systems 5-Year ROIIC % Related Terms


Hightech Payment Systems 5-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Hightech Payment Systems's 5-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hightech Payment Systems 5-Year ROIIC % Chart

Hightech Payment Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year ROIIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.54 20.10 9.36 0.25 7.04

Hightech Payment Systems Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
5-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.36 0.00 0.25 0.00 7.04

CAS:HPS vs MSFT, ORCL, PLTR: 5-Year ROIIC % Comparison

For the Software - Infrastructure subindustry, Hightech Payment Systems's 5-Year ROIIC %, along with its competitors' market caps and 5-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hightech Payment Systems 5-Year ROIIC % vs Software Industry

For the Software industry and Technology sector, Hightech Payment Systems's 5-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Hightech Payment Systems's 5-Year ROIIC % falls into.


CAS:HPS
100GF Score
Hightech Payment Systems SA CAS:HPS
5-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hightech Payment Systems 5-Year ROIIC % Calculation

Hightech Payment Systems's 5-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:

5-Year ROIIC %=5-Year Incremental Net Operating Profit After Taxes (NOPAT)**/5-Year Incremental Invested Capital**
=( 185.7800112 (Dec. 2025) - 102.5009469 (Dec. 2020) )/( 1571.226 (Dec. 2025) - 387.772 (Dec. 2020) )
=83.2790643/1183.454
=7.04%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 5-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 5-Year ROIIC % →
What does a 5-Year ROIIC % of 7.04 mean?
Hightech Payment Systems (CAS:HPS) has a 5-Year ROIIC % of 7.04 as of Dec. 2025. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Hightech Payment Systems and its competitors. According to the industry distribution chart, Hightech Payment Systems ranks #1045 out of 2315 companies in the Software industry, placing it in the top 45.1%.
Is Hightech Payment Systems' 5-Year ROIIC % too high?
Hightech Payment Systems' current 5-Year ROIIC % is 7.04. The Software industry median 5-Year ROIIC % is 4.99. Hightech Payment Systems' value of 7.04 is 41.1% above this industry median. Based on the distribution chart, Hightech Payment Systems ranks #1045 out of 2315 companies in the Software industry, which is above the industry midpoint. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' 5-Year ROIIC % compare to MSFT and ORCL?
According to the Software industry distribution chart, Hightech Payment Systems ranks #1045 out of 2315 companies for 5-Year ROIIC %. This puts Hightech Payment Systems in the upper half of its industry. The industry median 5-Year ROIIC % is 4.99. Hightech Payment Systems' value of 7.04 is 41.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year ROIIC % for a Software company?
The median 5-Year ROIIC % among Software companies is 4.99, based on 2,315 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hightech Payment Systems's current 5-Year ROIIC % of 7.04 is 41.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year ROIIC % mean?
A high 5-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Hightech Payment Systems and its competitors. For the Software industry, the median 5-Year ROIIC % is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current 5-Year ROIIC % is 7.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current 5-Year ROIIC % is 7.04 and 41.1% above the Software industry median of 4.99. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year ROIIC % calculated?
5-Year ROIIC % is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current 5-Year ROIIC % is 7.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?

Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued. The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83. GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.

Key valuation signals for CAS:HPS:

  • 5-Year ROIIC %: 7.04
  • GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
  • GF Score™: 100/100 with 4 warning signs
  • Industry Position: 41.1% above the Software median (#1045 of 2315)

No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hightech Payment Systems Business Description

Address 1100, Boulevard Al Qods - Sidi Maarouf, Casablanca Nearshore Park, Shore 1, Casablanca, MAR, 20270
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score

Get the complete analysis for CAS:HPS

5-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD645.00
Price
MAD824.83
GF Value