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Hightech Payment SystemsCAS:HPS +0.31%100 3-Year EBITDA Growth Rate is 8.20% as of Dec. 2025, which is 42% below its 10-year median of 14.25. GuruFocus rates CAS:HPS with a GF Score™ of 100/100 and a GF Value™ of MAD824.83 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,072 Software companies, Hightech Payment Systems ranks worse than 57.38% on this metric.
During the past 12 months, Hightech Payment Systems's average EBITDA Per Share Growth Rate was 35.70% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 8.20% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 11.80% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 13.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Hightech Payment Systems was 61.20% per year. The lowest was 3.30% per year. And the median was 14.25% per year.
Hightech Payment Systems (CAS:HPS) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Hightech Payment Systems 3-Year EBITDA Growth Rate Related Terms
CAS:HPS vs MSFT, ORCL, PLTR: 3-Year EBITDA Growth Rate Comparison
For the Software - Infrastructure subindustry, Hightech Payment Systems's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hightech Payment Systems 3-Year EBITDA Growth Rate vs Software Industry
For the Software industry and Technology sector, Hightech Payment Systems's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Hightech Payment Systems's 3-Year EBITDA Growth Rate falls into.
Hightech Payment Systems 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 8.20% mean?
Hightech Payment Systems (CAS:HPS) has a 3-Year EBITDA Growth Rate of 8.20% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Hightech Payment Systems and its competitors. This is 42% below median its historical median of 14.25. Over the past decade, Hightech Payment Systems' 3-Year EBITDA Growth Rate has ranged from 3.30 to 61.20. According to the industry distribution chart, Hightech Payment Systems ranks #1189 out of 2072 companies in the Software industry, placing it in the top 57.4%.
Is Hightech Payment Systems' 3-Year EBITDA Growth Rate too high?
Hightech Payment Systems' current 3-Year EBITDA Growth Rate of 8.20% is 42% below median its 10-year median of 14.25. Over the past 10 years, this metric has ranged from a low of 3.30 to a high of 61.20. The Software industry median 3-Year EBITDA Growth Rate is 12.40. Hightech Payment Systems' value of 8.20% is 33.9% below this industry median. Based on the distribution chart, Hightech Payment Systems ranks #1189 out of 2072 companies in the Software industry, which is below the industry midpoint. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' 3-Year EBITDA Growth Rate compare to MSFT and ORCL?
According to the Software industry distribution chart, Hightech Payment Systems ranks #1189 out of 2072 companies for 3-Year EBITDA Growth Rate. This places Hightech Payment Systems in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 12.40. Hightech Payment Systems' value of 8.20% is 33.9% below this benchmark. Historically, Hightech Payment Systems' own 3-Year EBITDA Growth Rate has ranged from 3.30 to 61.20 over the past decade. While the company's 10-year median is 14.25 vs. the industry median of 12.40, Hightech Payment Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Software company?
The median 3-Year EBITDA Growth Rate among Software companies is 12.40, based on 2,072 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hightech Payment Systems's current 3-Year EBITDA Growth Rate of 8.20% is 33.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Hightech Payment Systems and its competitors. For the Software industry, the median 3-Year EBITDA Growth Rate is 12.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current 3-Year EBITDA Growth Rate is 8.20%, which is 42% below median its own 10-year median of 14.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 8.20%, which is 42% below median its 10-year median of 14.25 and 33.9% below the Software industry median of 12.40. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current 3-Year EBITDA Growth Rate is 8.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?
Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued.
The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83.
GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.
Key valuation signals for CAS:HPS:
3-Year EBITDA Growth Rate: 8.20% (42% below median its 10-year median of 14.25)
GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
Industry Position: 33.9% below the Software median (#1189 of 2072)
No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
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