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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:HPS vs MSFT, ORCL, PLTR: FCF Margin % Comparison
For the Software - Infrastructure subindustry, Hightech Payment Systems's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hightech Payment Systems FCF Margin % vs Software Industry
For the Software industry and Technology sector, Hightech Payment Systems's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Hightech Payment Systems's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hightech Payment Systems (CAS:HPS) has a FCF Margin % of 14.18% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hightech Payment Systems and its competitors. This is 97% above median its historical median of 7.18. According to the industry distribution chart, Hightech Payment Systems ranks #563 out of 2817 companies in the Software industry, placing it in the top 20%.
Is Hightech Payment Systems' FCF Margin % too high?
Hightech Payment Systems' current FCF Margin % of 14.18% is 97% above median its 10-year median of 7.18. The Software industry median FCF Margin % is 2.23. Hightech Payment Systems' value of 14.18% is 535.9% above this industry median. Based on the distribution chart, Hightech Payment Systems ranks #563 out of 2817 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' FCF Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Hightech Payment Systems ranks #563 out of 2817 companies for FCF Margin %. This places Hightech Payment Systems in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.23. Hightech Payment Systems' value of 14.18% is 535.9% above this benchmark. While the company's 10-year median is 7.18 vs. the industry median of 2.23, Hightech Payment Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.23, based on 2,817 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hightech Payment Systems's current FCF Margin % of 14.18% is 535.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hightech Payment Systems and its competitors. For the Software industry, the median FCF Margin % is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current FCF Margin % is 14.18%, which is 97% above median its own 10-year median of 7.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current FCF Margin % is 14.18%, which is 97% above median its 10-year median of 7.18 and 535.9% above the Software industry median of 2.23. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current FCF Margin % is 14.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?
Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued.
The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83.
GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.
Key valuation signals for CAS:HPS:
FCF Margin %: 14.18% (97% above median its 10-year median of 7.18)
GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
Industry Position: 535.9% above the Software median (#563 of 2817)
No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score
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