Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Hightech Payment SystemsCAS:HPS +0.31%100 Peter Lynch Fair Value is MAD241.63 as of Aug. 14, 2026, which is 100% below its 10-year median of 2.51. GuruFocus rates CAS:HPS with a GF Score™ of 100/100 and a GF Value™ of MAD824.83 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 664 Software companies, Hightech Payment Systems ranks worse than 84.94% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Hightech Payment Systems's PEG is 1. Hightech Payment Systems's 5-Year TTM EBITDA Growth Rate is 11.77.
Hightech Payment Systems's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was MAD20.53. Therefore, the Peter Lynch Fair Value for today is MAD241.63.
The historical rank and industry rank for Hightech Payment Systems's Peter Lynch Fair Value or its related term are showing as below:
CAS:HPS'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.76 Med: 2.51 Max: 6.51
Current: 2.67
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Hightech Payment Systems was 6.51. The lowest was 0.76. And the median was 2.51.
CAS:HPS's Price-to-Peter-Lynch-Fair-Value is ranked worse than 84.94% of 664
companies
in the Software industry
Industry Median: 1.275
vs CAS:HPS: 2.67
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Hightech Payment Systems (CAS:HPS) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 11.77 instead of 15 in this case.
Hightech Payment Systems's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
645.00
/
241.63
=
2.67
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hightech Payment Systems Peter Lynch Fair Value Related Terms
Hightech Payment Systems Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Hightech Payment Systems's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hightech Payment Systems Peter Lynch Fair Value Chart
CAS:HPS vs MSFT, ORCL, PLTR: Peter Lynch Fair Value Comparison
For the Software - Infrastructure subindustry, Hightech Payment Systems's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hightech Payment Systems Price-to-Peter-Lynch-Fair-Value vs Software Industry
For the Software industry and Technology sector, Hightech Payment Systems's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Hightech Payment Systems's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hightech Payment Systems's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was MAD20.53.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of MAD241.63 mean?
Hightech Payment Systems (CAS:HPS) has a Peter Lynch Fair Value of MAD241.63 as of Aug. 14, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Hightech Payment Systems and its competitors. This is 9527% above median its historical median of 2.51. Over the past decade, Hightech Payment Systems' Peter Lynch Fair Value has ranged from 0.76 to 6.51. According to the industry distribution chart, Hightech Payment Systems ranks #564 out of 664 companies in the Software industry, placing it in the top 84.9%.
Is Hightech Payment Systems' Peter Lynch Fair Value too high?
Hightech Payment Systems' current Peter Lynch Fair Value of MAD241.63 is 9527% above median its 10-year median of 2.51. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 6.51. Based on the distribution chart, Hightech Payment Systems ranks #564 out of 664 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' Peter Lynch Fair Value compare to MSFT and ORCL?
According to the Software industry distribution chart, Hightech Payment Systems ranks #564 out of 664 companies for Peter Lynch Fair Value. This places Hightech Payment Systems in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.28. Historically, Hightech Payment Systems' own Peter Lynch Fair Value has ranged from 0.76 to 6.51 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Software company?
The median Peter Lynch Fair Value among Software companies is 1.28, based on 664 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Hightech Payment Systems and its competitors. For the Software industry, the median Peter Lynch Fair Value is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current Peter Lynch Fair Value is MAD241.63, which is 9527% above median its own 10-year median of 2.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current Peter Lynch Fair Value is MAD241.63, which is 9527% above median its 10-year median of 2.51. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current Peter Lynch Fair Value is MAD241.63 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?
Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued.
The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83.
GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.
Key valuation signals for CAS:HPS:
Peter Lynch Fair Value: MAD241.63 (9527% above median its 10-year median of 2.51)
GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score
Get the complete analysis for CAS:HPS
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAS:HPS has been successfully added to your 
