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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:HPS vs MSFT, ORCL, PLTR: Days Payable Comparison
For the Software - Infrastructure subindustry, Hightech Payment Systems's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hightech Payment Systems Days Payable vs Software Industry
For the Software industry and Technology sector, Hightech Payment Systems's Days Payable distribution charts can be found below:
* The bar in red indicates where Hightech Payment Systems's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Hightech Payment Systems's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hightech Payment Systems (CAS:HPS) has a Days Payable of 34.14 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Hightech Payment Systems and its competitors. This is 39% below median its historical median of 55.76. Over the past decade, Hightech Payment Systems' Days Payable has ranged from 38.09 to 78.75. According to the industry distribution chart, Hightech Payment Systems ranks #1553 out of 2609 companies in the Software industry, placing it in the top 59.5%.
Is Hightech Payment Systems' Days Payable too high?
Hightech Payment Systems' current Days Payable of 34.14 is 39% below median its 10-year median of 55.76. Over the past 10 years, this metric has ranged from a low of 38.09 to a high of 78.75. The Software industry median Days Payable is 51.76. Hightech Payment Systems' value of 34.14 is 34% below this industry median. Based on the distribution chart, Hightech Payment Systems ranks #1553 out of 2609 companies in the Software industry, which is below the industry midpoint. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, Hightech Payment Systems ranks #1553 out of 2609 companies for Days Payable. This places Hightech Payment Systems in the lower half of its industry. The industry median Days Payable is 51.76. Hightech Payment Systems' value of 34.14 is 34% below this benchmark. Historically, Hightech Payment Systems' own Days Payable has ranged from 38.09 to 78.75 over the past decade. While the company's 10-year median is 55.76 vs. the industry median of 51.76, Hightech Payment Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 51.76, based on 2,609 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hightech Payment Systems's current Days Payable of 34.14 is 34% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Hightech Payment Systems and its competitors. For the Software industry, the median Days Payable is 51.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current Days Payable is 34.14, which is 39% below median its own 10-year median of 55.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current Days Payable is 34.14, which is 39% below median its 10-year median of 55.76 and 34% below the Software industry median of 51.76. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current Days Payable is 34.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?
Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued.
The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83.
GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.
Key valuation signals for CAS:HPS:
Days Payable: 34.14 (39% below median its 10-year median of 55.76)
GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
Industry Position: 34% below the Software median (#1553 of 2609)
No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score
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