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Administradora de Fondos de Pensiones Habitat has a current ratio of 0.95. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Administradora de Fondos de Pensiones Habitat has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
XSGO:HABITAT's Current Ratio is ranked worse than 84.08% of 710
companies
in the Asset Management industry
Industry Median: 3.06
vs XSGO:HABITAT: 0.95
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Administradora de Fondos de Pensiones Habitat Current Ratio Related Terms
Administradora de Fondos de Pensiones Habitat Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones Habitat Current Ratio Chart
Administradora de Fondos de Pensiones Habitat Annual Data
XSGO:HABITAT vs BLK, BX, KKR: Current Ratio Comparison
For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Administradora de Fondos de Pensiones Habitat Current Ratio vs Asset Management Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a Current Ratio of 0.95 as of Mar. 2026. This is 10% below median its historical median of 1.05. Over the past decade, Administradora de Fondos de Pensiones Habitat's Current Ratio has ranged from 0.38 to 2.15. According to the industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #597 out of 710 companies in the Asset Management industry, placing it in the top 84.1%.
Is Administradora de Fondos de Pensiones Habitat's Current Ratio too high?
Administradora de Fondos de Pensiones Habitat's current Current Ratio of 0.95 is 10% below median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 2.15. The Asset Management industry median Current Ratio is 3.06. Administradora de Fondos de Pensiones Habitat's value of 0.95 is 69% below this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Habitat ranks #597 out of 710 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 94/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's Current Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #597 out of 710 companies for Current Ratio. This places Administradora de Fondos de Pensiones Habitat in the lower half of its industry. The industry median Current Ratio is 3.06. Administradora de Fondos de Pensiones Habitat's value of 0.95 is 69% below this benchmark. Historically, Administradora de Fondos de Pensiones Habitat's own Current Ratio has ranged from 0.38 to 2.15 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 3.06, Administradora de Fondos de Pensiones Habitat has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Asset Management company?
The median Current Ratio among Asset Management companies is 3.06, based on 710 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Habitat's current Current Ratio of 0.95 is 69% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Current Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Habitat's current Current Ratio is 0.95, which is 10% below median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Modestly Overvalued. The stock's GF Value™ is CLP1,108.83, compared to a current price of CLP1,266.10 — trading 14.2% above its estimated fair value. The current Current Ratio is 0.95, which is 10% below median its 10-year median of 1.05 and 69% below the Asset Management industry median of 3.06. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current Current Ratio is 0.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued.
The current stock price of CLP1,266.10 is trading 14.2% above its estimated GF Value™ of CLP1,108.83.
GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Modestly Overvalued.
Key valuation signals for XSGO:HABITAT:
Current Ratio: 0.95 (10% below median its 10-year median of 1.05)
GF Value™: CLP1,108.83 vs. price of CLP1,266.10 (14.2% above fair value)
Industry Position: 69% below the Asset Management median (#597 of 710)
No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Administradora de Fondos de Pensiones Habitat Business Description
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
94GF Score
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