Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Net Margin %: 45.98% (As of Mar. 2026) — Near Median


XSGO:HABITAT Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
86 GF Score
Price CLP1,296.20
GF Value CLP1,106.87
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Administradora de Fondos de Pensiones Habitat Net Margin %?

Administradora de Fondos de Pensiones Habitat XSGO:HABITAT -0.21% 86 Net Margin % is 45.98% as of Mar. 2026, which is 5% below its 10-year median of 48.20. GuruFocus rates XSGO:HABITAT with a GF Score™ of 86/100 and a GF Value™ of CLP1,106.87 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,571 Asset Management companies, Administradora de Fondos de Pensiones Habitat ranks worse than 63.34% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Administradora de Fondos de Pensiones Habitat's Net Income for the three months ended in Mar. 2026 was CLP32,011 Mil. Administradora de Fondos de Pensiones Habitat's Revenue for the three months ended in Mar. 2026 was CLP69,614 Mil. Therefore, Administradora de Fondos de Pensiones Habitat's net margin for the quarter that ended in Mar. 2026 was 45.98%.

The historical rank and industry rank for Administradora de Fondos de Pensiones Habitat's Net Margin % or its related term are showing as below:

XSGO:HABITAT' s Net Margin % Range Over the Past 10 Years
Min: 44.81   Med: 48.2   Max: 58.86
Current: 49.69


XSGO:HABITAT's Net Margin % is ranked worse than
63.34% of 1571 companies
in the Asset Management industry
Industry Median: 85.27 vs XSGO:HABITAT: 49.69

Administradora de Fondos de Pensiones Habitat  (XSGO:HABITAT) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Administradora de Fondos de Pensiones Habitat Net Margin % Related Terms


Administradora de Fondos de Pensiones Habitat Net Margin % Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Habitat's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Habitat Net Margin % Chart

Administradora de Fondos de Pensiones Habitat Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 58.27 46.58 48.26 48.00 49.27

Administradora de Fondos de Pensiones Habitat Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.35 52.25 53.34 45.24 45.98

XSGO:HABITAT vs BLK, BX, KKR: Net Margin % Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Habitat Net Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Habitat's Net Margin % distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Habitat's Net Margin % falls into.


XSGO:HABITAT
86GF Score
Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Administradora de Fondos de Pensiones Habitat Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Administradora de Fondos de Pensiones Habitat's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=168950.637/342901.887
=49.27 %

Administradora de Fondos de Pensiones Habitat's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=32011.448/69614.174
=45.98 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 45.98% mean?
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a Net Margin % of 45.98% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. This is near median its historical median of 48.20. Over the past decade, Administradora de Fondos de Pensiones Habitat's Net Margin % has ranged from 44.81 to 58.86. According to the industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #995 out of 1571 companies in the Asset Management industry, placing it in the top 63.3%.
Is Administradora de Fondos de Pensiones Habitat's Net Margin % too high?
Administradora de Fondos de Pensiones Habitat's current Net Margin % of 45.98% is near median its 10-year median of 48.20. Over the past 10 years, this metric has ranged from a low of 44.81 to a high of 58.86. The Asset Management industry median Net Margin % is 85.27. Administradora de Fondos de Pensiones Habitat's value of 45.98% is 46.1% below this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Habitat ranks #995 out of 1571 companies in the Asset Management industry, which is below the industry midpoint. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's Net Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #995 out of 1571 companies for Net Margin %. This places Administradora de Fondos de Pensiones Habitat in the lower half of its industry. The industry median Net Margin % is 85.27. Administradora de Fondos de Pensiones Habitat's value of 45.98% is 46.1% below this benchmark. Historically, Administradora de Fondos de Pensiones Habitat's own Net Margin % has ranged from 44.81 to 58.86 over the past decade. While the company's 10-year median is 48.20 vs. the industry median of 85.27, Administradora de Fondos de Pensiones Habitat has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Asset Management company?
The median Net Margin % among Asset Management companies is 85.27, based on 1,571 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Habitat's current Net Margin % of 45.98% is 46.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. For the Asset Management industry, the median Net Margin % is 85.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Habitat's current Net Margin % is 45.98%, which is near median its own 10-year median of 48.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Modestly Overvalued. The stock's GF Value™ is CLP1,106.87, compared to a current price of CLP1,296.20 — trading 17.1% above its estimated fair value. The current Net Margin % is 45.98%, which is near median its 10-year median of 48.20 and 46.1% below the Asset Management industry median of 85.27. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current Net Margin % is 45.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued. The current stock price of CLP1,296.20 is trading 17.1% above its estimated GF Value™ of CLP1,106.87. GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Modestly Overvalued.

Key valuation signals for XSGO:HABITAT:

  • Net Margin %: 45.98% (near median its 10-year median of 48.20)
  • GF Value™: CLP1,106.87 vs. price of CLP1,296.20 (17.1% above fair value)
  • GF Score™: 86/100 with 3 warning signs
  • Industry Position: 46.1% below the Asset Management median (#995 of 1571)

No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Habitat Business Description

Address Avenida Providencia 1909, Santiago, CHL
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
86GF Score

Get the complete analysis for XSGO:HABITAT

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP1,296.20
Price
CLP1,106.87
GF Value