Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) EBIT: CLP243,983 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSGO:HABITAT Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
87 GF Score
Price CLP1,267.00
GF Value CLP1,207.31
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Administradora de Fondos de Pensiones Habitat EBIT?

Administradora de Fondos de Pensiones Habitat XSGO:HABITAT 87 EBIT is CLP243,983 Mil as of Jun. 2026. GuruFocus rates XSGO:HABITAT with a GF Score™ of 87/100 and a GF Value™ of CLP1,207.31 (Fairly Valued). The stock has 2 warning signs investors should review.

Administradora de Fondos de Pensiones Habitat's earnings before interest and taxes (EBIT) for the three months ended in Jun. 2026 was CLP75,967 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Jun. 2026 was CLP243,983 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Administradora de Fondos de Pensiones Habitat's annualized ROC % for the quarter that ended in Jun. 2026 was 34.06%. Administradora de Fondos de Pensiones Habitat's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 2,370.46%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Administradora de Fondos de Pensiones Habitat's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 18.71%.

Administradora de Fondos de Pensiones Habitat  (XSGO:HABITAT) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Administradora de Fondos de Pensiones Habitat's annualized ROC % for the quarter that ended in Jun. 2026 is calculated as:

ROC % (Q: Jun. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2026 ) + Invested Capital (Q: Jun. 2026 ))/ count )
=303553.712 * ( 1 - 25.15% )/( (665417.865 + 668670.754)/ 2 )
=227209.953432/667044.3095
=34.06 %

where

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=772894.663 - 115673.058 - ( 118172.864 - max(0, 159317.813 - 151121.553+118172.864))
=665417.865

Invested Capital(Q: Jun. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=754482.652 - 99688.13 - ( 66401.57 - max(0, 113692.991 - 99816.759+66401.57))
=668670.754

Note: The Operating Income data used here is four times the quarterly (Jun. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Administradora de Fondos de Pensiones Habitat's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Jun. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2026  Q: Jun. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=303867.004/( ( (13641.806 + max(-93318.822, 0)) + (11995.991 + max(-75666.915, 0)) )/ 2 )
=303867.004/( ( 13641.806 + 11995.991 )/ 2 )
=303867.004/12818.8985
=2,370.46 %

where Working Capital is:

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(13526.862 + 0 + 17593.856) - (115673.058 + 0 + 8766.482)
=-93318.822

Working Capital(Q: Jun. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(13244.297 + 0 + 20090.126) - (99688.13 + 0 + 9313.208)
=-75666.915

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Administradora de Fondos de Pensiones Habitat's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Jun. 2026 )
=243983.248/1303972.877
=18.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Habitat EBIT Related Terms

Administradora de Fondos de Pensiones Habitat EBIT Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Habitat's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Habitat EBIT Chart

Administradora de Fondos de Pensiones Habitat Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 118,484.76 153,415.37 188,959.85 196,978.39 234,110.52

Administradora de Fondos de Pensiones Habitat Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 64,979.86 75,089.03 47,951.88 44,975.59 75,966.75

XSGO:HABITAT vs BLK, BX, KKR: EBIT Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Administradora de Fondos de Pensiones Habitat EV-to-EBIT vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Habitat's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Habitat's EV-to-EBIT falls into.


XSGO:HABITAT
87GF Score
Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Administradora de Fondos de Pensiones Habitat EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP243,983 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of CLP243,983 Mil mean?
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a EBIT of CLP243,983 Mil as of Jun. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Administradora de Fondos de Pensiones Habitat.
Is Administradora de Fondos de Pensiones Habitat's EBIT too high?
Administradora de Fondos de Pensiones Habitat's current EBIT is CLP243,983 Mil. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's EBIT compare to BLK and BX?
Administradora de Fondos de Pensiones Habitat's EBIT of CLP243,983 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Asset Management company?
A good EBIT depends on the Asset Management industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Administradora de Fondos de Pensiones Habitat. Administradora de Fondos de Pensiones Habitat's current EBIT is CLP243,983 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Fairly Valued. The stock's GF Value™ is CLP1,207.31, compared to a current price of CLP1,267.00 — trading 4.9% above its estimated fair value. The current EBIT is CLP243,983 Mil. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current EBIT is CLP243,983 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued. The current stock price of CLP1,267.00 is trading 4.9% above its estimated GF Value™ of CLP1,207.31. GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Fairly Valued.

Key valuation signals for XSGO:HABITAT:

  • EBIT: CLP243,983 Mil
  • GF Value™: CLP1,207.31 vs. price of CLP1,267.00 (4.9% above fair value)
  • GF Score™: 87/100 with 2 warning signs

No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Administradora de Fondos de Pensiones Habitat Business Description

Address Avenida Providencia 1909, Santiago, CHL
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
87GF Score

Get the complete analysis for XSGO:HABITAT

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP1,267.00
Price
CLP1,207.31
GF Value