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XSGO:HABITAT's Return-on-Tangible-Asset is ranked better than 90.73% of 1629
companies
in the Asset Management industry
Industry Median: 4.62
vs XSGO:HABITAT: 24.54
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Administradora de Fondos de Pensiones Habitat Return-on-Tangible-Asset Related Terms
Administradora de Fondos de Pensiones Habitat Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones Habitat Return-on-Tangible-Asset Chart
Administradora de Fondos de Pensiones Habitat Annual Data
XSGO:HABITAT vs BLK, BX, KKR: Return-on-Tangible-Asset Comparison
For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Administradora de Fondos de Pensiones Habitat Return-on-Tangible-Asset vs Asset Management Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 30.31% mean?
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a Return-on-Tangible-Asset of 30.31% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. This is 35% above median its historical median of 22.50. Over the past decade, Administradora de Fondos de Pensiones Habitat's Return-on-Tangible-Asset has ranged from 18.06 to 24.82. According to the industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #151 out of 1629 companies in the Asset Management industry, placing it in the top 9.3%.
Is Administradora de Fondos de Pensiones Habitat's Return-on-Tangible-Asset too high?
Administradora de Fondos de Pensiones Habitat's current Return-on-Tangible-Asset of 30.31% is 35% above median its 10-year median of 22.50. Over the past 10 years, this metric has ranged from a low of 18.06 to a high of 24.82. The Asset Management industry median Return-on-Tangible-Asset is 4.62. Administradora de Fondos de Pensiones Habitat's value of 30.31% is 556.1% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Habitat ranks #151 out of 1629 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's Return-on-Tangible-Asset compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #151 out of 1629 companies for Return-on-Tangible-Asset. This places Administradora de Fondos de Pensiones Habitat in the top 9% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 4.62. Administradora de Fondos de Pensiones Habitat's value of 30.31% is 556.1% above this benchmark. Historically, Administradora de Fondos de Pensiones Habitat's own Return-on-Tangible-Asset has ranged from 18.06 to 24.82 over the past decade. While the company's 10-year median is 22.50 vs. the industry median of 4.62, Administradora de Fondos de Pensiones Habitat has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Asset Management company?
The median Return-on-Tangible-Asset among Asset Management companies is 4.62, based on 1,629 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Habitat's current Return-on-Tangible-Asset of 30.31% is 556.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. For the Asset Management industry, the median Return-on-Tangible-Asset is 4.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Habitat's current Return-on-Tangible-Asset is 30.31%, which is 35% above median its own 10-year median of 22.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Fairly Valued. The stock's GF Value™ is CLP1,208.59, compared to a current price of CLP1,267.00 — trading 4.8% above its estimated fair value. The current Return-on-Tangible-Asset is 30.31%, which is 35% above median its 10-year median of 22.50 and 556.1% above the Asset Management industry median of 4.62. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 89/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current Return-on-Tangible-Asset is 30.31% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued.
The current stock price of CLP1,267.00 is trading 4.8% above its estimated GF Value™ of CLP1,208.59.
GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Fairly Valued.
Key valuation signals for XSGO:HABITAT:
Return-on-Tangible-Asset: 30.31% (35% above median its 10-year median of 22.50)
GF Value™: CLP1,208.59 vs. price of CLP1,267.00 (4.8% above fair value)
Industry Position: 556.1% above the Asset Management median (#151 of 1629)
No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
89GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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