Administradora de Fondos de Pensiones Habitat has a quick ratio of 0.95. It indicates that the company cannot currently fully pay back its current liabilities.
XSGO:HABITAT's Quick Ratio is ranked worse than 82.09% of 709
companies
in the Asset Management industry
Industry Median: 2.87
vs XSGO:HABITAT: 0.95
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Administradora de Fondos de Pensiones Habitat Quick Ratio Related Terms
Administradora de Fondos de Pensiones Habitat Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones Habitat Quick Ratio Chart
Administradora de Fondos de Pensiones Habitat Annual Data
XSGO:HABITAT vs BLK, BX, KKR: Quick Ratio Comparison
For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Administradora de Fondos de Pensiones Habitat Quick Ratio vs Asset Management Industry
Administradora de Fondos de Pensiones Habitat Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a Quick Ratio of 0.95 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. This is 10% below median its historical median of 1.05. Over the past decade, Administradora de Fondos de Pensiones Habitat's Quick Ratio has ranged from 0.38 to 2.15. According to the industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #582 out of 709 companies in the Asset Management industry, placing it in the top 82.1%.
Is Administradora de Fondos de Pensiones Habitat's Quick Ratio too high?
Administradora de Fondos de Pensiones Habitat's current Quick Ratio of 0.95 is 10% below median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 2.15. The Asset Management industry median Quick Ratio is 2.87. Administradora de Fondos de Pensiones Habitat's value of 0.95 is 66.9% below this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Habitat ranks #582 out of 709 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's Quick Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #582 out of 709 companies for Quick Ratio. This places Administradora de Fondos de Pensiones Habitat in the lower half of its industry. The industry median Quick Ratio is 2.87. Administradora de Fondos de Pensiones Habitat's value of 0.95 is 66.9% below this benchmark. Historically, Administradora de Fondos de Pensiones Habitat's own Quick Ratio has ranged from 0.38 to 2.15 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 2.87, Administradora de Fondos de Pensiones Habitat has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Asset Management company?
The median Quick Ratio among Asset Management companies is 2.87, based on 709 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Habitat's current Quick Ratio of 0.95 is 66.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. For the Asset Management industry, the median Quick Ratio is 2.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Habitat's current Quick Ratio is 0.95, which is 10% below median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Modestly Overvalued. The stock's GF Value™ is CLP1,107.27, compared to a current price of CLP1,296.20 — trading 17.1% above its estimated fair value. The current Quick Ratio is 0.95, which is 10% below median its 10-year median of 1.05 and 66.9% below the Asset Management industry median of 2.87. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current Quick Ratio is 0.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued.
The current stock price of CLP1,296.20 is trading 17.1% above its estimated GF Value™ of CLP1,107.27.
GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Modestly Overvalued.
Key valuation signals for XSGO:HABITAT:
Quick Ratio: 0.95 (10% below median its 10-year median of 1.05)
GF Value™: CLP1,107.27 vs. price of CLP1,296.20 (17.1% above fair value)
Industry Position: 66.9% below the Asset Management median (#582 of 709)
No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Administradora de Fondos de Pensiones Habitat Business Description
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
86GF Score
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