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XSGO:HABITAT's PB Ratio is ranked worse than 89.54% of 1597
companies
in the Asset Management industry
Industry Median: 0.95
vs XSGO:HABITAT: 3.07
During the past 12 months, Administradora de Fondos de Pensiones Habitat's average Book Value Per Share Growth Rate was 22.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -2.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Administradora de Fondos de Pensiones Habitat was 16.60% per year. The lowest was -15.70% per year. And the median was 10.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Administradora de Fondos de Pensiones Habitat PB Ratio Related Terms
Administradora de Fondos de Pensiones Habitat PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones Habitat PB Ratio Chart
Administradora de Fondos de Pensiones Habitat Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Administradora de Fondos de Pensiones Habitat PB Ratio vs Asset Management Industry
Administradora de Fondos de Pensiones Habitat PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a PB Ratio of 3.07 as of Aug. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. This is 93% above median its historical median of 1.59. Over the past decade, Administradora de Fondos de Pensiones Habitat's PB Ratio has ranged from 0.43 to 4.23. According to the industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #1430 out of 1597 companies in the Asset Management industry, placing it in the top 89.5%.
Is Administradora de Fondos de Pensiones Habitat's PB Ratio too high?
Administradora de Fondos de Pensiones Habitat's current PB Ratio of 3.07 is 93% above median its 10-year median of 1.59. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 4.23. The Asset Management industry median PB Ratio is 0.95. Administradora de Fondos de Pensiones Habitat's value of 3.07 is 223.2% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Habitat ranks #1430 out of 1597 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #1430 out of 1597 companies for PB Ratio. This places Administradora de Fondos de Pensiones Habitat in the lower half of its industry. The industry median PB Ratio is 0.95. Administradora de Fondos de Pensiones Habitat's value of 3.07 is 223.2% above this benchmark. Historically, Administradora de Fondos de Pensiones Habitat's own PB Ratio has ranged from 0.43 to 4.23 over the past decade. While the company's 10-year median is 1.59 vs. the industry median of 0.95, Administradora de Fondos de Pensiones Habitat has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.95, based on 1,597 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Habitat's current PB Ratio of 3.07 is 223.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. For the Asset Management industry, the median PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Habitat's current PB Ratio is 3.07, which is 93% above median its own 10-year median of 1.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Fairly Valued. The stock's GF Value™ is CLP1,202.62, compared to a current price of CLP1,267.00 — trading 5.4% above its estimated fair value. The current PB Ratio is 3.07, which is 93% above median its 10-year median of 1.59 and 223.2% above the Asset Management industry median of 0.95. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current PB Ratio is 3.07 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued.
The current stock price of CLP1,267.00 is trading 5.4% above its estimated GF Value™ of CLP1,202.62.
GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Fairly Valued.
Key valuation signals for XSGO:HABITAT:
PB Ratio: 3.07 (93% above median its 10-year median of 1.59)
GF Value™: CLP1,202.62 vs. price of CLP1,267.00 (5.4% above fair value)
Industry Position: 223.2% above the Asset Management median (#1430 of 1597)
No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
91GF Score
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