Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Operating Margin %: 63.41% (As of Mar. 2026) — Near Median


XSGO:HABITAT Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
90 GF Score
Price CLP1,299.50
GF Value CLP1,100.62
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Administradora de Fondos de Pensiones Habitat Operating Margin %?

Administradora de Fondos de Pensiones Habitat XSGO:HABITAT -1.41% 90 Operating Margin % is 63.41% as of Mar. 2026, which is 2% below its 10-year median of 64.45. GuruFocus rates XSGO:HABITAT with a GF Score™ of 90/100 and a GF Value™ of CLP1,100.62 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 653 Asset Management companies, Administradora de Fondos de Pensiones Habitat ranks better than 76.72% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Administradora de Fondos de Pensiones Habitat's Operating Income for the three months ended in Mar. 2026 was CLP44,141 Mil. Administradora de Fondos de Pensiones Habitat's Revenue for the three months ended in Mar. 2026 was CLP69,614 Mil. Therefore, Administradora de Fondos de Pensiones Habitat's Operating Margin % for the quarter that ended in Mar. 2026 was 63.41%.

Good Sign:

Administradora de Fondos de Pensiones Habitat SA operating margin is expanding. Margin expansion is usually a good sign.

The historical rank and industry rank for Administradora de Fondos de Pensiones Habitat's Operating Margin % or its related term are showing as below:

XSGO:HABITAT' s Operating Margin % Range Over the Past 10 Years
Min: 58.19   Med: 64.45   Max: 68.64
Current: 68.48


XSGO:HABITAT's Operating Margin % is ranked better than
76.72% of 653 companies
in the Asset Management industry
Industry Median: 17.21 vs XSGO:HABITAT: 68.48

Administradora de Fondos de Pensiones Habitat's 5-Year Average Operating Margin % Growth Rate was 1.20% per year.

Administradora de Fondos de Pensiones Habitat's Operating Income for the three months ended in Mar. 2026 was CLP44,141 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was CLP230,963 Mil.


Administradora de Fondos de Pensiones Habitat  (XSGO:HABITAT) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Administradora de Fondos de Pensiones Habitat Operating Margin % Related Terms


Administradora de Fondos de Pensiones Habitat Operating Margin % Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Habitat's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Habitat Operating Margin % Chart

Administradora de Fondos de Pensiones Habitat Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64.86 63.28 66.35 65.88 68.64

Administradora de Fondos de Pensiones Habitat Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 64.52 71.79 73.47 62.60 63.41

XSGO:HABITAT vs BLK, BX, KKR: Operating Margin % Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Habitat Operating Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Habitat's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Habitat's Operating Margin % falls into.


XSGO:HABITAT
90GF Score
Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Administradora de Fondos de Pensiones Habitat Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Administradora de Fondos de Pensiones Habitat's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=235357.886 / 342901.887
=68.64 %

Administradora de Fondos de Pensiones Habitat's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=44140.746 / 69614.174
=63.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 63.41% mean?
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a Operating Margin % of 63.41% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. This is near median its historical median of 64.45. Over the past decade, Administradora de Fondos de Pensiones Habitat's Operating Margin % has ranged from 58.19 to 68.64. According to the industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #152 out of 653 companies in the Asset Management industry, placing it in the top 23.3%.
Is Administradora de Fondos de Pensiones Habitat's Operating Margin % too high?
Administradora de Fondos de Pensiones Habitat's current Operating Margin % of 63.41% is near median its 10-year median of 64.45. Over the past 10 years, this metric has ranged from a low of 58.19 to a high of 68.64. The Asset Management industry median Operating Margin % is 17.21. Administradora de Fondos de Pensiones Habitat's value of 63.41% is 268.4% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Habitat ranks #152 out of 653 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's Operating Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #152 out of 653 companies for Operating Margin %. This places Administradora de Fondos de Pensiones Habitat in the top 23% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 17.21. Administradora de Fondos de Pensiones Habitat's value of 63.41% is 268.4% above this benchmark. Historically, Administradora de Fondos de Pensiones Habitat's own Operating Margin % has ranged from 58.19 to 68.64 over the past decade. While the company's 10-year median is 64.45 vs. the industry median of 17.21, Administradora de Fondos de Pensiones Habitat has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for an Asset Management company?
The median Operating Margin % among Asset Management companies is 17.21, based on 653 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Habitat's current Operating Margin % of 63.41% is 268.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. For the Asset Management industry, the median Operating Margin % is 17.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Habitat's current Operating Margin % is 63.41%, which is near median its own 10-year median of 64.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Modestly Overvalued. The stock's GF Value™ is CLP1,100.62, compared to a current price of CLP1,299.50 — trading 18.1% above its estimated fair value. The current Operating Margin % is 63.41%, which is near median its 10-year median of 64.45 and 268.4% above the Asset Management industry median of 17.21. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current Operating Margin % is 63.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued. The current stock price of CLP1,299.50 is trading 18.1% above its estimated GF Value™ of CLP1,100.62. GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Modestly Overvalued.

Key valuation signals for XSGO:HABITAT:

  • Operating Margin %: 63.41% (near median its 10-year median of 64.45)
  • GF Value™: CLP1,100.62 vs. price of CLP1,299.50 (18.1% above fair value)
  • GF Score™: 90/100 with 3 warning signs
  • Industry Position: 268.4% above the Asset Management median (#152 of 653)

No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Habitat Business Description

Address Avenida Providencia 1909, Santiago, CHL
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
90GF Score

Get the complete analysis for XSGO:HABITAT

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP1,299.50
Price
CLP1,100.62
GF Value