Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Gross Margin %: 84.95% (As of Mar. 2026) — Near Median

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XSGO:HABITAT Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
94 GF Score
Price CLP1,266.10
GF Value CLP1,108.83
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Administradora de Fondos de Pensiones Habitat Gross Margin %?

Administradora de Fondos de Pensiones Habitat XSGO:HABITAT -0.38% 94 Gross Margin % is 84.95% as of Mar. 2026, which is 0% below its 10-year median of 85.35. GuruFocus rates XSGO:HABITAT with a GF Score™ of 94/100 and a GF Value™ of CLP1,108.83 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 549 Asset Management companies, Administradora de Fondos de Pensiones Habitat ranks better than 77.23% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. Administradora de Fondos de Pensiones Habitat's Gross Profit for the three months ended in Mar. 2026 was CLP59,134 Mil. Administradora de Fondos de Pensiones Habitat's Revenue for the three months ended in Mar. 2026 was CLP69,614 Mil. Therefore, Administradora de Fondos de Pensiones Habitat's Gross Margin % for the quarter that ended in Mar. 2026 was 84.95%.


The historical rank and industry rank for Administradora de Fondos de Pensiones Habitat's Gross Margin % or its related term are showing as below:

XSGO:HABITAT' s Gross Margin % Range Over the Past 10 Years
Min: 76.89   Med: 85.35   Max: 86.64
Current: 86.59


During the past 13 years, the highest Gross Margin % of Administradora de Fondos de Pensiones Habitat was 86.64%. The lowest was 76.89%. And the median was 85.35%.

XSGO:HABITAT's Gross Margin % is ranked better than
77.23% of 549 companies
in the Asset Management industry
Industry Median: 56.73 vs XSGO:HABITAT: 86.59

Administradora de Fondos de Pensiones Habitat had a gross margin of 84.95% for the quarter that ended in Mar. 2026 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for Administradora de Fondos de Pensiones Habitat was 0.30% per year.


Administradora de Fondos de Pensiones Habitat  (XSGO:HABITAT) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Administradora de Fondos de Pensiones Habitat had a gross margin of 84.95% for the quarter that ended in Mar. 2026 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


Administradora de Fondos de Pensiones Habitat Gross Margin % Related Terms


Administradora de Fondos de Pensiones Habitat Gross Margin % Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Habitat's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Habitat Gross Margin % Chart

Administradora de Fondos de Pensiones Habitat Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 85.99 85.32 85.71 85.37 86.64

Administradora de Fondos de Pensiones Habitat Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 85.31 87.11 88.93 84.39 84.95

XSGO:HABITAT vs BLK, BX, KKR: Gross Margin % Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Habitat Gross Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Habitat's Gross Margin % distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Habitat's Gross Margin % falls into.


XSGO:HABITAT
94GF Score
Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Administradora de Fondos de Pensiones Habitat Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

Administradora de Fondos de Pensiones Habitat's Gross Margin for the fiscal year that ended in Dec. 2025 is calculated as

Gross Margin % (A: Dec. 2025 )=Gross Profit (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=297099.5 / 342901.887
=(Revenue - Cost of Goods Sold) / Revenue
=(342901.887 - 45802.397) / 342901.887
=86.64 %

Administradora de Fondos de Pensiones Habitat's Gross Margin for the quarter that ended in Mar. 2026 is calculated as


Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=59133.9 / 69614.174
=(Revenue - Cost of Goods Sold) / Revenue
=(69614.174 - 10480.287) / 69614.174
=84.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 84.95% mean?
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a Gross Margin % of 84.95% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. This is near median its historical median of 85.35. Over the past decade, Administradora de Fondos de Pensiones Habitat's Gross Margin % has ranged from 76.89 to 86.64. According to the industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #125 out of 549 companies in the Asset Management industry, placing it in the top 22.8%.
Is Administradora de Fondos de Pensiones Habitat's Gross Margin % too high?
Administradora de Fondos de Pensiones Habitat's current Gross Margin % of 84.95% is near median its 10-year median of 85.35. Over the past 10 years, this metric has ranged from a low of 76.89 to a high of 86.64. The Asset Management industry median Gross Margin % is 56.73. Administradora de Fondos de Pensiones Habitat's value of 84.95% is 49.7% above this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Habitat ranks #125 out of 549 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 94/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's Gross Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #125 out of 549 companies for Gross Margin %. This places Administradora de Fondos de Pensiones Habitat in the top 23% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 56.73. Administradora de Fondos de Pensiones Habitat's value of 84.95% is 49.7% above this benchmark. Historically, Administradora de Fondos de Pensiones Habitat's own Gross Margin % has ranged from 76.89 to 86.64 over the past decade. While the company's 10-year median is 85.35 vs. the industry median of 56.73, Administradora de Fondos de Pensiones Habitat has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for an Asset Management company?
The median Gross Margin % among Asset Management companies is 56.73, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Habitat's current Gross Margin % of 84.95% is 49.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. For the Asset Management industry, the median Gross Margin % is 56.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Habitat's current Gross Margin % is 84.95%, which is near median its own 10-year median of 85.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Modestly Overvalued. The stock's GF Value™ is CLP1,108.83, compared to a current price of CLP1,266.10 — trading 14.2% above its estimated fair value. The current Gross Margin % is 84.95%, which is near median its 10-year median of 85.35 and 49.7% above the Asset Management industry median of 56.73. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current Gross Margin % is 84.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued. The current stock price of CLP1,266.10 is trading 14.2% above its estimated GF Value™ of CLP1,108.83. GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Modestly Overvalued.

Key valuation signals for XSGO:HABITAT:

  • Gross Margin %: 84.95% (near median its 10-year median of 85.35)
  • GF Value™: CLP1,108.83 vs. price of CLP1,266.10 (14.2% above fair value)
  • GF Score™: 94/100 with 3 warning signs
  • Industry Position: 49.7% above the Asset Management median (#125 of 549)

No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Habitat Business Description

Address Avenida Providencia 1909, Santiago, CHL
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
94GF Score

Get the complete analysis for XSGO:HABITAT

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP1,266.10
Price
CLP1,108.83
GF Value