Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Cyclically Adjusted Book per Share: CLP478.81 (As of Mar. 2026)

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XSGO:HABITAT Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
94 GF Score
Price CLP1,267.00
GF Value CLP1,112.35
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Administradora de Fondos de Pensiones Habitat Cyclically Adjusted Book per Share?

Administradora de Fondos de Pensiones Habitat XSGO:HABITAT 94 Cyclically Adjusted Book per Share is CLP478.81 as of Mar. 2026. GuruFocus rates XSGO:HABITAT with a GF Score™ of 94/100 and a GF Value™ of CLP1,112.35 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Administradora de Fondos de Pensiones Habitat's adjusted book value per share for the three months ended in Mar. 2026 was CLP423.202. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is CLP478.81 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Administradora de Fondos de Pensiones Habitat's average Cyclically Adjusted Book Growth Rate was 1.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 2.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 5.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Administradora de Fondos de Pensiones Habitat was 11.80% per year. The lowest was 2.40% per year. And the median was 6.90% per year.

As of today (2026-07-26), Administradora de Fondos de Pensiones Habitat's current stock price is CLP1267.00. Administradora de Fondos de Pensiones Habitat's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was CLP478.81. Administradora de Fondos de Pensiones Habitat's Cyclically Adjusted PB Ratio of today is 2.65.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Administradora de Fondos de Pensiones Habitat was 3.36. The lowest was 0.59. And the median was 1.35.


Administradora de Fondos de Pensiones Habitat  (XSGO:HABITAT) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Administradora de Fondos de Pensiones Habitat's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1267.00/478.81
=2.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Administradora de Fondos de Pensiones Habitat was 3.36. The lowest was 0.59. And the median was 1.35.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Administradora de Fondos de Pensiones Habitat Cyclically Adjusted Book per Share Related Terms


Administradora de Fondos de Pensiones Habitat Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Habitat's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Habitat Cyclically Adjusted Book per Share Chart

Administradora de Fondos de Pensiones Habitat Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 395.62 440.78 448.63 462.46 473.34

Administradora de Fondos de Pensiones Habitat Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 469.99 468.41 473.78 473.34 478.81

XSGO:HABITAT vs BLK, BX, KKR: Cyclically Adjusted Book per Share Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Habitat Cyclically Adjusted PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Habitat's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Habitat's Cyclically Adjusted PB Ratio falls into.


XSGO:HABITAT
94GF Score
Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Administradora de Fondos de Pensiones Habitat Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Administradora de Fondos de Pensiones Habitat's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=423.202/160.1900*160.1900
=423.202

Current CPI (Mar. 2026) = 160.1900.

Administradora de Fondos de Pensiones Habitat Quarterly Data

Book Value per Share CPI Adj_Book
201606 279.402 103.965 430.504
201609 299.109 104.521 458.419
201612 311.796 104.532 477.813
201703 335.217 105.752 507.777
201706 320.715 105.730 485.910
201709 336.667 106.035 508.611
201712 351.415 106.907 526.563
201803 367.065 107.670 546.117
201806 353.571 108.421 522.393
201809 372.828 109.369 546.071
201812 386.012 109.653 563.920
201903 412.394 110.339 598.714
201906 401.122 111.352 577.050
201909 428.727 111.821 614.178
201912 445.361 112.943 631.667
202003 426.880 114.468 597.387
202006 478.138 114.283 670.203
202009 492.276 115.275 684.086
202012 521.324 116.299 718.072
202103 537.206 117.770 730.706
202106 490.880 118.630 662.849
202109 524.690 121.431 692.166
202112 299.806 124.634 385.336
202203 308.397 128.850 383.407
202206 270.836 133.448 325.109
202209 284.944 138.101 330.521
202212 288.697 140.574 328.982
202303 307.057 143.145 343.619
202306 275.656 143.538 307.636
202309 293.403 145.172 323.756
202312 312.324 146.109 342.424
202403 344.944 148.551 371.971
202406 298.066 149.592 319.183
202409 334.895 151.212 354.779
202412 337.439 152.774 353.818
202503 360.822 155.783 371.030
202506 338.599 155.754 348.243
202509 376.413 157.870 381.945
202512 400.767 158.040 406.219
202603 423.202 160.190 423.202

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of CLP478.81 mean?
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a Cyclically Adjusted Book per Share of CLP478.81 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors.
Is Administradora de Fondos de Pensiones Habitat's Cyclically Adjusted Book per Share too high?
Administradora de Fondos de Pensiones Habitat's current Cyclically Adjusted Book per Share is CLP478.81. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 94/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's Cyclically Adjusted Book per Share compare to BLK and BX?
Administradora de Fondos de Pensiones Habitat's Cyclically Adjusted Book per Share of CLP478.81 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Asset Management company?
A good Cyclically Adjusted Book per Share depends on the Asset Management industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. Administradora de Fondos de Pensiones Habitat's current Cyclically Adjusted Book per Share is CLP478.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Modestly Overvalued. The stock's GF Value™ is CLP1,112.35, compared to a current price of CLP1,267.00 — trading 13.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is CLP478.81. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current Cyclically Adjusted Book per Share is CLP478.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued. The current stock price of CLP1,267.00 is trading 13.9% above its estimated GF Value™ of CLP1,112.35. GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Modestly Overvalued.

Key valuation signals for XSGO:HABITAT:

  • Cyclically Adjusted Book per Share: CLP478.81
  • GF Value™: CLP1,112.35 vs. price of CLP1,267.00 (13.9% above fair value)
  • GF Score™: 94/100 with 3 warning signs

No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Habitat Business Description

Address Avenida Providencia 1909, Santiago, CHL
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
94GF Score

Get the complete analysis for XSGO:HABITAT

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP1,267.00
Price
CLP1,112.35
GF Value