Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Pretax Margin %: 62.80% (As of Mar. 2026) — Near Median

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XSGO:HABITAT Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
94 GF Score
Price CLP1,266.10
GF Value CLP1,108.83
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Administradora de Fondos de Pensiones Habitat Pretax Margin %?

Administradora de Fondos de Pensiones Habitat XSGO:HABITAT -0.38% 94 Pretax Margin % is 62.80% as of Mar. 2026, which is 3% below its 10-year median of 64.73. GuruFocus rates XSGO:HABITAT with a GF Score™ of 94/100 and a GF Value™ of CLP1,108.83 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,569 Asset Management companies, Administradora de Fondos de Pensiones Habitat ranks worse than 60.93% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Administradora de Fondos de Pensiones Habitat's Pre-Tax Income for the three months ended in Mar. 2026 was CLP43,719 Mil. Administradora de Fondos de Pensiones Habitat's Revenue for the three months ended in Mar. 2026 was CLP69,614 Mil. Therefore, Administradora de Fondos de Pensiones Habitat's pretax margin for the quarter that ended in Mar. 2026 was 62.80%.

The historical rank and industry rank for Administradora de Fondos de Pensiones Habitat's Pretax Margin % or its related term are showing as below:

XSGO:HABITAT' s Pretax Margin % Range Over the Past 10 Years
Min: 52.55   Med: 64.73   Max: 75.41
Current: 67.48


XSGO:HABITAT's Pretax Margin % is ranked worse than
60.93% of 1569 companies
in the Asset Management industry
Industry Median: 89.85 vs XSGO:HABITAT: 67.48

Administradora de Fondos de Pensiones Habitat  (XSGO:HABITAT) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Administradora de Fondos de Pensiones Habitat Pretax Margin % Related Terms


Administradora de Fondos de Pensiones Habitat Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Administradora de Fondos de Pensiones Habitat's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Habitat Pretax Margin % Chart

Administradora de Fondos de Pensiones Habitat Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 52.55 61.82 65.25 65.09 66.67

Administradora de Fondos de Pensiones Habitat Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.46 70.85 72.76 60.82 62.80

XSGO:HABITAT vs BLK, BX, KKR: Pretax Margin % Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Administradora de Fondos de Pensiones Habitat Pretax Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Habitat's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Habitat's Pretax Margin % falls into.


XSGO:HABITAT
94GF Score
Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Administradora de Fondos de Pensiones Habitat Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Administradora de Fondos de Pensiones Habitat's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=228625.863/342901.887
=66.67 %

Administradora de Fondos de Pensiones Habitat's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=43718.975/69614.174
=62.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 62.80% mean?
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a Pretax Margin % of 62.80% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. This is near median its historical median of 64.73. Over the past decade, Administradora de Fondos de Pensiones Habitat's Pretax Margin % has ranged from 52.55 to 75.41. According to the industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #956 out of 1569 companies in the Asset Management industry, placing it in the top 60.9%.
Is Administradora de Fondos de Pensiones Habitat's Pretax Margin % too high?
Administradora de Fondos de Pensiones Habitat's current Pretax Margin % of 62.80% is near median its 10-year median of 64.73. Over the past 10 years, this metric has ranged from a low of 52.55 to a high of 75.41. The Asset Management industry median Pretax Margin % is 89.85. Administradora de Fondos de Pensiones Habitat's value of 62.80% is 30.1% below this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Habitat ranks #956 out of 1569 companies in the Asset Management industry, which is below the industry midpoint. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 94/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's Pretax Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #956 out of 1569 companies for Pretax Margin %. This places Administradora de Fondos de Pensiones Habitat in the lower half of its industry. The industry median Pretax Margin % is 89.85. Administradora de Fondos de Pensiones Habitat's value of 62.80% is 30.1% below this benchmark. Historically, Administradora de Fondos de Pensiones Habitat's own Pretax Margin % has ranged from 52.55 to 75.41 over the past decade. While the company's 10-year median is 64.73 vs. the industry median of 89.85, Administradora de Fondos de Pensiones Habitat has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Asset Management company?
The median Pretax Margin % among Asset Management companies is 89.85, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Habitat's current Pretax Margin % of 62.80% is 30.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. For the Asset Management industry, the median Pretax Margin % is 89.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Habitat's current Pretax Margin % is 62.80%, which is near median its own 10-year median of 64.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Modestly Overvalued. The stock's GF Value™ is CLP1,108.83, compared to a current price of CLP1,266.10 — trading 14.2% above its estimated fair value. The current Pretax Margin % is 62.80%, which is near median its 10-year median of 64.73 and 30.1% below the Asset Management industry median of 89.85. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current Pretax Margin % is 62.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued. The current stock price of CLP1,266.10 is trading 14.2% above its estimated GF Value™ of CLP1,108.83. GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Modestly Overvalued.

Key valuation signals for XSGO:HABITAT:

  • Pretax Margin %: 62.80% (near median its 10-year median of 64.73)
  • GF Value™: CLP1,108.83 vs. price of CLP1,266.10 (14.2% above fair value)
  • GF Score™: 94/100 with 3 warning signs
  • Industry Position: 30.1% below the Asset Management median (#956 of 1569)

No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Habitat Business Description

Address Avenida Providencia 1909, Santiago, CHL
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
94GF Score

Get the complete analysis for XSGO:HABITAT

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP1,266.10
Price
CLP1,108.83
GF Value