Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Administradora de Fondos de Pensiones Habitat's
Operating Income
for the
three
months ended in Mar. 2026 was CLP44,141 Mil. Administradora de Fondos de Pensiones Habitat's Interest Expense for the
three
months ended in Mar. 2026 was CLP-1,257 Mil.
Administradora de Fondos de Pensiones Habitat's interest coverage for the quarter that ended in Mar. 2026 was 35.13.
The higher the ratio, the stronger the company's financial strength is.
XSGO:HABITAT'
s Interest Coverage Range Over the Past 10 Years
Min: 16.4 Med: 259.21 Max: 1552.59
Current: 42.94
XSGO:HABITAT's Interest Coverage is ranked worse than 51.35% of 483
companies
in the Asset Management industry
Industry Median: 45.22
vs XSGO:HABITAT: 42.94
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Administradora de Fondos de Pensiones Habitat Interest Coverage Related Terms
Administradora de Fondos de Pensiones Habitat Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Administradora de Fondos de Pensiones Habitat Interest Coverage Chart
Administradora de Fondos de Pensiones Habitat Annual Data
XSGO:HABITAT vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Administradora de Fondos de Pensiones Habitat Interest Coverage vs Asset Management Industry
Administradora de Fondos de Pensiones Habitat Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a Interest Coverage of 35.13 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. This is 86% below median its historical median of 259.21. Over the past decade, Administradora de Fondos de Pensiones Habitat's Interest Coverage has ranged from 16.40 to 1,552.59. According to the industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #248 out of 483 companies in the Asset Management industry, placing it in the top 51.3%.
Is Administradora de Fondos de Pensiones Habitat's Interest Coverage too high?
Administradora de Fondos de Pensiones Habitat's current Interest Coverage of 35.13 is 86% below median its 10-year median of 259.21. Over the past 10 years, this metric has ranged from a low of 16.40 to a high of 1,552.59. The Asset Management industry median Interest Coverage is 45.22. Administradora de Fondos de Pensiones Habitat's value of 35.13 is 22.3% below this industry median. Based on the distribution chart, Administradora de Fondos de Pensiones Habitat ranks #248 out of 483 companies in the Asset Management industry, which is below the industry midpoint. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Administradora de Fondos de Pensiones Habitat ranks #248 out of 483 companies for Interest Coverage. This places Administradora de Fondos de Pensiones Habitat in the lower half of its industry. The industry median Interest Coverage is 45.22. Administradora de Fondos de Pensiones Habitat's value of 35.13 is 22.3% below this benchmark. Historically, Administradora de Fondos de Pensiones Habitat's own Interest Coverage has ranged from 16.40 to 1,552.59 over the past decade. While the company's 10-year median is 259.21 vs. the industry median of 45.22, Administradora de Fondos de Pensiones Habitat has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.22, based on 483 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora de Fondos de Pensiones Habitat's current Interest Coverage of 35.13 is 22.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. For the Asset Management industry, the median Interest Coverage is 45.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora de Fondos de Pensiones Habitat's current Interest Coverage is 35.13, which is 86% below median its own 10-year median of 259.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Modestly Overvalued. The stock's GF Value™ is CLP1,106.87, compared to a current price of CLP1,296.20 — trading 17.1% above its estimated fair value. The current Interest Coverage is 35.13, which is 86% below median its 10-year median of 259.21 and 22.3% below the Asset Management industry median of 45.22. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current Interest Coverage is 35.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued.
The current stock price of CLP1,296.20 is trading 17.1% above its estimated GF Value™ of CLP1,106.87.
GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Modestly Overvalued.
Key valuation signals for XSGO:HABITAT:
Interest Coverage: 35.13 (86% below median its 10-year median of 259.21)
GF Value™: CLP1,106.87 vs. price of CLP1,296.20 (17.1% above fair value)
Industry Position: 22.3% below the Asset Management median (#248 of 483)
No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Administradora de Fondos de Pensiones Habitat Business Description
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
86GF Score
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