Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) GF Value Rank: 9 (As of Sep. 15, 2026) — 80% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSGO:HABITAT Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
94 GF Score
Price CLP1,267.00
GF Value CLP1,214.56
Valuation Fairly Valued
! 2 Warning Signs
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What is Administradora de Fondos de Pensiones Habitat GF Value Rank?

Administradora de Fondos de Pensiones Habitat XSGO:HABITAT 94 GF Value Rank is 9 as of Sep. 15, 2026, which is 80% above its 10-year median of 5.00. GuruFocus rates XSGO:HABITAT with a GF Score™ of 94/100 and a GF Value™ of CLP1,214.56 (Fairly Valued). The stock has 2 warning signs investors should review.

Administradora de Fondos de Pensiones Habitat has the GF Value Rank of 9.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Administradora de Fondos de Pensiones Habitat GF Value Rank Related Terms

XSGO:HABITAT vs BLK, BX, KKR: GF Value Rank Comparison

For the Asset Management subindustry, Administradora de Fondos de Pensiones Habitat's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Administradora de Fondos de Pensiones Habitat GF Value Rank vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora de Fondos de Pensiones Habitat's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Administradora de Fondos de Pensiones Habitat's GF Value Rank falls into.


XSGO:HABITAT
94GF Score
Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 9 mean?
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a GF Value Rank of 9 as of Sep. 15, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. This is 80% above median its historical median of 5.00. Over the past decade, Administradora de Fondos de Pensiones Habitat's GF Value Rank has ranged from 1.00 to 10.00.
Is Administradora de Fondos de Pensiones Habitat's GF Value Rank too high?
Administradora de Fondos de Pensiones Habitat's current GF Value Rank of 9 is 80% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's GF Value Rank compare to BLK and BX?
Administradora de Fondos de Pensiones Habitat's GF Value Rank of 9 can be compared against companies in the Asset Management industry. Historically, Administradora de Fondos de Pensiones Habitat's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Asset Management company?
A good GF Value Rank depends on the Asset Management industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. Administradora de Fondos de Pensiones Habitat's current GF Value Rank is 9, which is 80% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Fairly Valued. The stock's GF Value™ is CLP1,214.56, compared to a current price of CLP1,267.00 — trading 4.3% above its estimated fair value. The current GF Value Rank is 9, which is 80% above median its 10-year median of 5.00. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 94/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current GF Value Rank is 9 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued. The current stock price of CLP1,267.00 is trading 4.3% above its estimated GF Value™ of CLP1,214.56. GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Fairly Valued.

Key valuation signals for XSGO:HABITAT:

  • GF Value Rank: 9 (80% above median its 10-year median of 5.00)
  • GF Value™: CLP1,214.56 vs. price of CLP1,267.00 (4.3% above fair value)
  • GF Score™: 94/100 with 2 warning signs

No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Administradora de Fondos de Pensiones Habitat Business Description

Address Avenida Providencia 1909, Santiago, CHL
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
94GF Score

Get the complete analysis for XSGO:HABITAT

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP1,267.00
Price
CLP1,214.56
GF Value