Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Retained Earnings: CLP412,629 Mil (As of Jun. 2026)

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XSGO:HABITAT Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
94 GF Score
Price CLP1,267.00
GF Value CLP1,214.99
Valuation Fairly Valued
! 2 Warning Signs
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What is Administradora de Fondos de Pensiones Habitat Retained Earnings?

Administradora de Fondos de Pensiones Habitat XSGO:HABITAT 94 Retained Earnings is CLP412,629 Mil as of Jun. 2026. GuruFocus rates XSGO:HABITAT with a GF Score™ of 94/100 and a GF Value™ of CLP1,214.99 (Fairly Valued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Administradora de Fondos de Pensiones Habitat's retained earnings for the quarter that ended in Jun. 2026 was CLP412,629 Mil.

Administradora de Fondos de Pensiones Habitat's quarterly retained earnings increased from Dec. 2025 (CLP400,328 Mil) to Mar. 2026 (CLP422,736 Mil) but then declined from Mar. 2026 (CLP422,736 Mil) to Jun. 2026 (CLP412,629 Mil).

Administradora de Fondos de Pensiones Habitat's annual retained earnings increased from Dec. 2023 (CLP311,916 Mil) to Dec. 2024 (CLP337,062 Mil) and increased from Dec. 2024 (CLP337,062 Mil) to Dec. 2025 (CLP400,328 Mil).


Administradora de Fondos de Pensiones Habitat  (XSGO:HABITAT) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Administradora de Fondos de Pensiones Habitat Retained Earnings Historical Data

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The historical data trend for Administradora de Fondos de Pensiones Habitat's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Administradora de Fondos de Pensiones Habitat Retained Earnings Chart

Administradora de Fondos de Pensiones Habitat Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 299,468.88 288,315.82 311,916.19 337,062.12 400,327.57

Administradora de Fondos de Pensiones Habitat Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 338,192.42 376,036.58 400,327.57 422,735.58 412,629.32
XSGO:HABITAT
94GF Score
Administradora de Fondos de Pensiones Habitat SA XSGO:HABITAT
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Administradora de Fondos de Pensiones Habitat Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of CLP412,629 Mil mean?
Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) has a Retained Earnings of CLP412,629 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors.
Is Administradora de Fondos de Pensiones Habitat's Retained Earnings too high?
Administradora de Fondos de Pensiones Habitat's current Retained Earnings is CLP412,629 Mil. Overall, Administradora de Fondos de Pensiones Habitat has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Administradora de Fondos de Pensiones Habitat's Retained Earnings compare to BLK and BX?
Administradora de Fondos de Pensiones Habitat's Retained Earnings of CLP412,629 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Asset Management company?
A good Retained Earnings depends on the Asset Management industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Administradora de Fondos de Pensiones Habitat and its competitors. Administradora de Fondos de Pensiones Habitat's current Retained Earnings is CLP412,629 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Administradora de Fondos de Pensiones Habitat stock overvalued right now?
Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) is currently considered Fairly Valued. The stock's GF Value™ is CLP1,214.99, compared to a current price of CLP1,267.00 — trading 4.3% above its estimated fair value. The current Retained Earnings is CLP412,629 Mil. Administradora de Fondos de Pensiones Habitat's overall GF Score™ is 94/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT), the current Retained Earnings is CLP412,629 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora de Fondos de Pensiones Habitat (XSGO:HABITAT) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora de Fondos de Pensiones Habitat stock appears to be overvalued. The current stock price of CLP1,267.00 is trading 4.3% above its estimated GF Value™ of CLP1,214.99. GuruFocus considers Administradora de Fondos de Pensiones Habitat to be Fairly Valued.

Key valuation signals for XSGO:HABITAT:

  • Retained Earnings: CLP412,629 Mil
  • GF Value™: CLP1,214.99 vs. price of CLP1,267.00 (4.3% above fair value)
  • GF Score™: 94/100 with 2 warning signs

No single metric tells the full story. See the XSGO:HABITAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Administradora de Fondos de Pensiones Habitat Business Description

Address Avenida Providencia 1909, Santiago, CHL
Administradora de Fondos de Pensiones Habitat SA is a Chile-based pension fund administrator company. Its products consist of voluntary saving including agreed deposit, account2, and others and obligatory savings such as dependent and independent worker and volunteer affiliate. The company offers various services comprising of direct deposit online, certificates and procedure, direct deposit form online and other related services.
94GF Score

Get the complete analysis for XSGO:HABITAT

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP1,267.00
Price
CLP1,214.99
GF Value