Banco de Occidente (BOG:OCCIDENTE) Cyclically Adjusted Book per Share: COP37,303.18 (As of Sep. 2025)


BOG:OCCIDENTE Banco de Occidente SA BOG:OCCIDENTE
50 GF Score
Price COP19,800.00
GF Value COP19,459.65
Valuation Fairly Valued
! 3 Warning Signs
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What is Banco de Occidente Cyclically Adjusted Book per Share?

Banco de Occidente BOG:OCCIDENTE 50 Cyclically Adjusted Book per Share is COP37,303.18 as of Sep. 2025. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 50/100 and a GF Value™ of COP19,459.65 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Banco de Occidente's adjusted book value per share for the three months ended in Sep. 2025 was COP39,723.772. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is COP37,303.18 for the trailing ten years ended in Sep. 2025.

During the past 12 months, Banco de Occidente's average Cyclically Adjusted Book Growth Rate was 4.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-09), Banco de Occidente's current stock price is COP19800.00. Banco de Occidente's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2025 was COP37,303.18. Banco de Occidente's Cyclically Adjusted PB Ratio of today is 0.53.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Banco de Occidente was 0.63. The lowest was 0.34. And the median was 0.52.


Banco de Occidente  (BOG:OCCIDENTE) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Banco de Occidente's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=19800.00/37303.18
=0.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Banco de Occidente was 0.63. The lowest was 0.34. And the median was 0.52.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Banco de Occidente Cyclically Adjusted Book per Share Related Terms


Banco de Occidente Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Banco de Occidente's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Occidente Cyclically Adjusted Book per Share Chart

Banco de Occidente Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 34,190.60 35,940.65

Banco de Occidente Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35,760.65 35,940.65 36,513.71 36,910.08 37,303.18

BOG:OCCIDENTE vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Banco de Occidente's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Occidente Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Occidente's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Banco de Occidente's Cyclically Adjusted PB Ratio falls into.


BOG:OCCIDENTE
50GF Score
Banco de Occidente SA BOG:OCCIDENTE
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de Occidente Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco de Occidente's adjusted Book Value per Share data for the three months ended in Sep. 2025 was:

Adj_Book= Book Value per Share /CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=39723.772/324.8000*324.8000
=39,723.772

Current CPI (Sep. 2025) = 324.8000.

Banco de Occidente Quarterly Data

Book Value per Share CPI Adj_Book
201512 25,931.809 236.525 35,609.984
201603 0.000 238.132 0.000
201606 27,119.391 241.018 36,546.558
201609 0.000 241.428 0.000
201612 28,152.245 241.432 37,873.394
201703 26,655.837 243.801 35,511.814
201706 27,317.582 244.955 36,221.962
201709 27,841.264 246.819 36,637.546
201712 28,898.640 246.524 38,074.501
201803 0.000 249.554 0.000
201806 26,650.597 251.989 34,351.158
201809 26,984.965 252.439 34,720.137
201812 28,781.411 251.233 37,209.293
201903 28,081.225 254.202 35,880.056
201906 29,389.237 256.143 37,266.777
201909 30,536.145 256.759 38,628.207
201912 31,065.343 256.974 39,264.764
202003 29,311.334 258.115 36,884.030
202006 30,261.398 257.797 38,126.518
202009 31,362.033 260.280 39,136.270
202012 31,738.608 260.474 39,576.694
202103 30,752.450 264.877 37,709.562
202106 31,661.892 271.696 37,850.327
202109 32,667.280 274.310 38,680.079
202112 33,067.280 278.802 38,522.868
202203 32,152.816 287.504 36,323.789
202206 31,857.710 296.311 34,920.689
202209 32,118.217 296.808 35,147.290
202212 33,251.629 296.797 36,388.943
202303 33,516.581 301.836 36,066.558
202306 34,623.996 305.109 36,858.545
202309 34,815.850 307.789 36,740.066
202312 36,248.146 306.746 38,381.585
202403 35,416.446 312.332 36,830.237
202406 36,489.352 314.175 37,723.376
202409 38,067.396 315.301 39,214.244
202412 38,111.013 315.605 39,221.359
202503 37,280.295 319.799 37,863.282
202506 38,265.754 322.561 38,531.369
202509 39,723.772 324.800 39,723.772

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of COP37,303.18 mean?
Banco de Occidente (BOG:OCCIDENTE) has a Cyclically Adjusted Book per Share of COP37,303.18 as of Sep. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco de Occidente and its competitors.
Is Banco de Occidente's Cyclically Adjusted Book per Share too high?
Banco de Occidente's current Cyclically Adjusted Book per Share is COP37,303.18. Overall, Banco de Occidente has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's Cyclically Adjusted Book per Share compare to PNC and USB?
Banco de Occidente's Cyclically Adjusted Book per Share of COP37,303.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco de Occidente and its competitors. Banco de Occidente's current Cyclically Adjusted Book per Share is COP37,303.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,459.65, compared to a current price of COP19,800.00 — trading 1.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is COP37,303.18. Banco de Occidente's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current Cyclically Adjusted Book per Share is COP37,303.18 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued. The current stock price of COP19,800.00 is trading 1.7% above its estimated GF Value™ of COP19,459.65. GuruFocus considers Banco de Occidente to be Fairly Valued.

Key valuation signals for BOG:OCCIDENTE:

  • Cyclically Adjusted Book per Share: COP37,303.18
  • GF Value™: COP19,459.65 vs. price of COP19,800.00 (1.7% above fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de Occidente Business Description

Address CALLE 107 A No. 54, 95 Apartment, Bogota, COL, 401
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
50GF Score

Get the complete analysis for BOG:OCCIDENTE

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP19,800.00
Price
COP19,459.65
GF Value