Banco de Occidente (BOG:OCCIDENTE) Dividend Payout Ratio: 0.45 (As of Sep. 2025) — 13% Below Median


BOG:OCCIDENTE Banco de Occidente SA BOG:OCCIDENTE
54 GF Score
Price COP19,800.00
GF Value COP19,441.87
Valuation Fairly Valued
! 3 Warning Signs
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What is Banco de Occidente Dividend Payout Ratio?

Banco de Occidente BOG:OCCIDENTE 54 Dividend Payout Ratio is 0.45 as of Sep. 2025, which is 13% below its 10-year median of 0.52. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 54/100 and a GF Value™ of COP19,441.87 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,175 Banks companies, Banco de Occidente ranks worse than 71.57% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Banco de Occidente's Dividend Payout Ratio for the months ended in Sep. 2025 was 0.45.

The historical rank and industry rank for Banco de Occidente's Dividend Payout Ratio or its related term are showing as below:

BOG:OCCIDENTE' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.35   Med: 0.52   Max: 1.11
Current: 0.46

During the past 13 years, the highest Dividend Payout Ratio of Banco de Occidente was 1.11. The lowest was 0.35. And the median was 0.52.

BOG:OCCIDENTE's Dividend Payout Ratio is ranked worse than
71.57% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs BOG:OCCIDENTE: 0.46

As of today (2026-07-06), the Dividend Yield % of Banco de Occidente is 8.25%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Banco de Occidente was 13.29%. The lowest was 2.60%. And the median was 5.13%.

Banco de Occidente's Dividends per Share for the months ended in Sep. 2025 was COP399.00.

During the past 12 months, Banco de Occidente's average Dividends Per Share Growth Rate was 4.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 3.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -5.60% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -3.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Banco de Occidente was 9.40% per year. The lowest was -18.90% per year. And the median was -1.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Banco de Occidente (BOG:OCCIDENTE) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Banco de Occidente Dividend Payout Ratio Related Terms

Banco de Occidente Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Banco de Occidente's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Occidente Dividend Payout Ratio Chart

Banco de Occidente Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.35 0.36 0.52 0.47

Banco de Occidente Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.33 0.64 0.42 0.42 0.45

BOG:OCCIDENTE vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Banco de Occidente's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco de Occidente Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Occidente's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Banco de Occidente's Dividend Payout Ratio falls into.


BOG:OCCIDENTE
54GF Score
Banco de Occidente SA BOG:OCCIDENTE
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco de Occidente Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Banco de Occidente's Dividend Payout Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2024 )/ EPS without NRI (A: Dec. 2024 )
=1399.34/ 3000.905
=0.47

Banco de Occidente's Dividend Payout Ratio for the quarter that ended in Sep. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Sep. 2025 )/ EPS without NRI (Q: Sep. 2025 )
=399/ 896.948
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.45 mean?
Banco de Occidente (BOG:OCCIDENTE) has a Dividend Payout Ratio of 0.45 as of Sep. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banco de Occidente and its competitors. This is 13% below median its historical median of 0.52. Over the past decade, Banco de Occidente's Dividend Payout Ratio has ranged from 0.35 to 1.11. According to the industry distribution chart, Banco de Occidente ranks #841 out of 1175 companies in the Banks industry, placing it in the top 71.6%.
Is Banco de Occidente's Dividend Payout Ratio too high?
Banco de Occidente's current Dividend Payout Ratio of 0.45 is 13% below median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 1.11. The Banks industry median Dividend Payout Ratio is 0.32. Banco de Occidente's value of 0.45 is 40.6% above this industry median. Based on the distribution chart, Banco de Occidente ranks #841 out of 1175 companies in the Banks industry, which is below the industry midpoint. Overall, Banco de Occidente has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco de Occidente ranks #841 out of 1175 companies for Dividend Payout Ratio. This places Banco de Occidente in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Banco de Occidente's value of 0.45 is 40.6% above this benchmark. Historically, Banco de Occidente's own Dividend Payout Ratio has ranged from 0.35 to 1.11 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 0.32, Banco de Occidente has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Occidente's current Dividend Payout Ratio of 0.45 is 40.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banco de Occidente and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Occidente's current Dividend Payout Ratio is 0.45, which is 13% below median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,441.87, compared to a current price of COP19,800.00 — trading 1.8% above its estimated fair value. The current Dividend Payout Ratio is 0.45, which is 13% below median its 10-year median of 0.52 and 40.6% above the Banks industry median of 0.32. Banco de Occidente's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current Dividend Payout Ratio is 0.45 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued. The current stock price of COP19,800.00 is trading 1.8% above its estimated GF Value™ of COP19,441.87. GuruFocus considers Banco de Occidente to be Fairly Valued.

Key valuation signals for BOG:OCCIDENTE:

  • Dividend Payout Ratio: 0.45 (13% below median its 10-year median of 0.52)
  • GF Value™: COP19,441.87 vs. price of COP19,800.00 (1.8% above fair value)
  • GF Score™: 54/100 with 3 warning signs
  • Industry Position: 40.6% above the Banks median (#841 of 1175)

No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de Occidente Business Description

Address CALLE 107 A No. 54, 95 Apartment, Bogota, COL, 401
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
54GF Score

Get the complete analysis for BOG:OCCIDENTE

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP19,800.00
Price
COP19,441.87
GF Value