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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Banco de Occidente's Debt-to-Equity or its related term are showing as below:
BOG:OCCIDENTE'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.46 Med: 1.19 Max: 1.4
Current: 1.13
During the past 13 years, the highest Debt-to-Equity Ratio of Banco de Occidente was 1.40. The lowest was 0.46. And the median was 1.19.
BOG:OCCIDENTE's Debt-to-Equity is ranked worse than 70.6% of 1415
companies
in the Banks industry
Industry Median: 0.58
vs BOG:OCCIDENTE: 1.13
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banco de Occidente Debt-to-Equity Related Terms
Banco de Occidente Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Banco de Occidente's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOG:OCCIDENTE vs PNC, USB: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Banco de Occidente's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco de Occidente Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco de Occidente's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banco de Occidente's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Occidente (BOG:OCCIDENTE) has a Debt-to-Equity of 1.13 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco de Occidente and its competitors. This is near median its historical median of 1.19. Over the past decade, Banco de Occidente's Debt-to-Equity has ranged from 0.46 to 1.40. According to the industry distribution chart, Banco de Occidente ranks #999 out of 1415 companies in the Banks industry, placing it in the top 70.6%.
Is Banco de Occidente's Debt-to-Equity too high?
Banco de Occidente's current Debt-to-Equity of 1.13 is near median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 1.40. The Banks industry median Debt-to-Equity is 0.58. Banco de Occidente's value of 1.13 is 94.8% above this industry median. Based on the distribution chart, Banco de Occidente ranks #999 out of 1415 companies in the Banks industry, which is below the industry midpoint. Overall, Banco de Occidente has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banco de Occidente ranks #999 out of 1415 companies for Debt-to-Equity. This places Banco de Occidente in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Banco de Occidente's value of 1.13 is 94.8% above this benchmark. Historically, Banco de Occidente's own Debt-to-Equity has ranged from 0.46 to 1.40 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 0.58, Banco de Occidente has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Occidente's current Debt-to-Equity of 1.13 is 94.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco de Occidente and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Occidente's current Debt-to-Equity is 1.13, which is near median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,175.58, compared to a current price of COP20,000.00 — trading 4.3% above its estimated fair value. The current Debt-to-Equity is 1.13, which is near median its 10-year median of 1.19 and 94.8% above the Banks industry median of 0.58. Banco de Occidente's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current Debt-to-Equity is 1.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?
Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued.
The current stock price of COP20,000.00 is trading 4.3% above its estimated GF Value™ of COP19,175.58.
GuruFocus considers Banco de Occidente to be Fairly Valued.
Key valuation signals for BOG:OCCIDENTE:
Debt-to-Equity: 1.13 (near median its 10-year median of 1.19)
GF Value™: COP19,175.58 vs. price of COP20,000.00 (4.3% above fair value)
Industry Position: 94.8% above the Banks median (#999 of 1415)
No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
61GF Score
Get the complete analysis for BOG:OCCIDENTE
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