Banco de OccidenteBOG:OCCIDENTE 49 Pretax Margin % is 17.47% as of Sep. 2025, which is 11% below its 10-year median of 19.56. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 49/100 and a GF Value™ of COP19,424.09 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Banco de Occidente ranks worse than 86.32% on this metric.
The historical rank and industry rank for Banco de Occidente's Pretax Margin % or its related term are showing as below:
BOG:OCCIDENTE'
s Pretax Margin % Range Over the Past 10 Years
Min: 9.88 Med: 19.56 Max: 33.74
Current: 14.96
BOG:OCCIDENTE's Pretax Margin % is ranked worse than 86.32% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs BOG:OCCIDENTE: 14.96
Banco de Occidente (BOG:OCCIDENTE) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banco de Occidente Pretax Margin % Related Terms
Banco de Occidente Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Banco de Occidente's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOG:OCCIDENTE vs PNC, USB: Pretax Margin % Comparison
For the Banks - Regional subindustry, Banco de Occidente's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco de Occidente Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco de Occidente's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Banco de Occidente's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Occidente (BOG:OCCIDENTE) has a Pretax Margin % of 17.47% as of Sep. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco de Occidente and its competitors. This is 11% below median its historical median of 19.56. Over the past decade, Banco de Occidente's Pretax Margin % has ranged from 9.88 to 33.74. According to the industry distribution chart, Banco de Occidente ranks #1319 out of 1528 companies in the Banks industry, placing it in the top 86.3%.
Is Banco de Occidente's Pretax Margin % too high?
Banco de Occidente's current Pretax Margin % of 17.47% is 11% below median its 10-year median of 19.56. Over the past 10 years, this metric has ranged from a low of 9.88 to a high of 33.74. The Banks industry median Pretax Margin % is 34.72. Banco de Occidente's value of 17.47% is 49.7% below this industry median. Based on the distribution chart, Banco de Occidente ranks #1319 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco de Occidente has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco de Occidente ranks #1319 out of 1528 companies for Pretax Margin %. This places Banco de Occidente in the lower half of its industry. The industry median Pretax Margin % is 34.72. Banco de Occidente's value of 17.47% is 49.7% below this benchmark. Historically, Banco de Occidente's own Pretax Margin % has ranged from 9.88 to 33.74 over the past decade. While the company's 10-year median is 19.56 vs. the industry median of 34.72, Banco de Occidente has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Occidente's current Pretax Margin % of 17.47% is 49.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco de Occidente and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Occidente's current Pretax Margin % is 17.47%, which is 11% below median its own 10-year median of 19.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,424.09, compared to a current price of COP19,800.00 — trading 1.9% above its estimated fair value. The current Pretax Margin % is 17.47%, which is 11% below median its 10-year median of 19.56 and 49.7% below the Banks industry median of 34.72. Banco de Occidente's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current Pretax Margin % is 17.47% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?
Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued.
The current stock price of COP19,800.00 is trading 1.9% above its estimated GF Value™ of COP19,424.09.
GuruFocus considers Banco de Occidente to be Fairly Valued.
Key valuation signals for BOG:OCCIDENTE:
Pretax Margin %: 17.47% (11% below median its 10-year median of 19.56)
GF Value™: COP19,424.09 vs. price of COP19,800.00 (1.9% above fair value)
Industry Position: 49.7% below the Banks median (#1319 of 1528)
No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
49GF Score
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