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Banco de OccidenteBOG:OCCIDENTE 59 5-Year Yield-on-Cost % is 5.95 as of Aug. 02, 2026, which is 55% above its 10-year median of 3.85. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 59/100 and a GF Value™ of COP19,595.97 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Banco de Occidente ranks better than 72.5% on this metric.
Banco de Occidente's yield on cost for the quarter that ended in Sep. 2025 was 5.95.
The historical rank and industry rank for Banco de Occidente's 5-Year Yield-on-Cost % or its related term are showing as below:
BOG:OCCIDENTE'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.95 Med: 3.85 Max: 9.96
Current: 5.95
During the past 13 years, Banco de Occidente's highest Yield on Cost was 9.96. The lowest was 1.95. And the median was 3.85.
BOG:OCCIDENTE's 5-Year Yield-on-Cost % is ranked better than 72.5% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs BOG:OCCIDENTE: 5.95
Banco de Occidente (BOG:OCCIDENTE) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banco de Occidente 5-Year Yield-on-Cost % Related Terms
BOG:OCCIDENTE vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Banco de Occidente's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco de Occidente 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banco de Occidente's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banco de Occidente's 5-Year Yield-on-Cost % falls into.
Banco de Occidente 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Banco de Occidente (BOG:OCCIDENTE) has a 5-Year Yield-on-Cost % of 5.95 as of Aug. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco de Occidente and its competitors. This is 55% above median its historical median of 3.85. Over the past decade, Banco de Occidente's 5-Year Yield-on-Cost % has ranged from 1.95 to 9.96. According to the industry distribution chart, Banco de Occidente ranks #344 out of 1251 companies in the Banks industry, placing it in the top 27.5%.
Is Banco de Occidente's 5-Year Yield-on-Cost % too high?
Banco de Occidente's current 5-Year Yield-on-Cost % of 5.95 is 55% above median its 10-year median of 3.85. Over the past 10 years, this metric has ranged from a low of 1.95 to a high of 9.96. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Banco de Occidente's value of 5.95 is 54.9% above this industry median. Based on the distribution chart, Banco de Occidente ranks #344 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Banco de Occidente has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Banco de Occidente ranks #344 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Banco de Occidente in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Banco de Occidente's value of 5.95 is 54.9% above this benchmark. Historically, Banco de Occidente's own 5-Year Yield-on-Cost % has ranged from 1.95 to 9.96 over the past decade. While the company's 10-year median is 3.85 vs. the industry median of 3.84, Banco de Occidente has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Occidente's current 5-Year Yield-on-Cost % of 5.95 is 54.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco de Occidente and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Occidente's current 5-Year Yield-on-Cost % is 5.95, which is 55% above median its own 10-year median of 3.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,595.97, compared to a current price of COP20,700.00 — trading 5.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.95, which is 55% above median its 10-year median of 3.85 and 54.9% above the Banks industry median of 3.84. Banco de Occidente's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current 5-Year Yield-on-Cost % is 5.95 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?
Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued.
The current stock price of COP20,700.00 is trading 5.6% above its estimated GF Value™ of COP19,595.97.
GuruFocus considers Banco de Occidente to be Fairly Valued.
Key valuation signals for BOG:OCCIDENTE:
5-Year Yield-on-Cost %: 5.95 (55% above median its 10-year median of 3.85)
GF Value™: COP19,595.97 vs. price of COP20,700.00 (5.6% above fair value)
Industry Position: 54.9% above the Banks median (#344 of 1251)
No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
59GF Score
Get the complete analysis for BOG:OCCIDENTE
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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