Banco de Occidente (BOG:OCCIDENTE) Retained Earnings: COP5,579,303 Mil (As of Dec. 2025)

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BOG:OCCIDENTE Banco de Occidente SA BOG:OCCIDENTE
59 GF Score
Price COP20,700.00
GF Value COP19,220.18
Valuation Fairly Valued
! 4 Warning Signs
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What is Banco de Occidente Retained Earnings?

Banco de Occidente BOG:OCCIDENTE 59 Retained Earnings is COP5,579,303 Mil as of Dec. 2025. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 59/100 and a GF Value™ of COP19,220.18 (Fairly Valued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Banco de Occidente's retained earnings for the quarter that ended in Dec. 2025 was COP5,579,303 Mil.

Banco de Occidente's quarterly retained earnings increased from Jun. 2025 (COP5,298,638 Mil) to Sep. 2025 (COP5,451,121 Mil) and increased from Sep. 2025 (COP5,451,121 Mil) to Dec. 2025 (COP5,579,303 Mil).

Banco de Occidente's annual retained earnings increased from Dec. 2023 (COP4,996,219 Mil) to Dec. 2024 (COP5,253,537 Mil) and increased from Dec. 2024 (COP5,253,537 Mil) to Dec. 2025 (COP5,579,303 Mil).


Banco de Occidente  (BOG:OCCIDENTE) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Banco de Occidente Retained Earnings Historical Data

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The historical data trend for Banco de Occidente's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Occidente Retained Earnings Chart

Banco de Occidente Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,467,443.00 4,770,349.00 4,996,219.00 5,253,537.00 5,579,303.00

Banco de Occidente Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,253,537.00 5,150,348.00 5,298,638.00 5,451,121.00 5,579,303.00
BOG:OCCIDENTE
59GF Score
Banco de Occidente SA BOG:OCCIDENTE
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de Occidente Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of COP5,579,303 Mil mean?
Banco de Occidente (BOG:OCCIDENTE) has a Retained Earnings of COP5,579,303 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Banco de Occidente and its competitors.
Is Banco de Occidente's Retained Earnings too high?
Banco de Occidente's current Retained Earnings is COP5,579,303 Mil. Overall, Banco de Occidente has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's Retained Earnings compare to PNC and USB?
Banco de Occidente's Retained Earnings of COP5,579,303 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Banco de Occidente and its competitors. Banco de Occidente's current Retained Earnings is COP5,579,303 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,220.18, compared to a current price of COP20,700.00 — trading 7.7% above its estimated fair value. The current Retained Earnings is COP5,579,303 Mil. Banco de Occidente's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current Retained Earnings is COP5,579,303 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued. The current stock price of COP20,700.00 is trading 7.7% above its estimated GF Value™ of COP19,220.18. GuruFocus considers Banco de Occidente to be Fairly Valued.

Key valuation signals for BOG:OCCIDENTE:

  • Retained Earnings: COP5,579,303 Mil
  • GF Value™: COP19,220.18 vs. price of COP20,700.00 (7.7% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de Occidente Business Description

Address CALLE 107 A No. 54, 95 Apartment, Bogota, COL, 401
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
59GF Score

Get the complete analysis for BOG:OCCIDENTE

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP20,700.00
Price
COP19,220.18
GF Value