Banco de Occidente (BOG:OCCIDENTE) LT-Debt-to-Total-Asset: 0.09 (As of Sep. 2025)

What is Banco de Occidente LT-Debt-to-Total-Asset?

Banco de Occidente BOG:OCCIDENTE 49 LT-Debt-to-Total-Asset is 0.09 as of Sep. 2025. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 49/100 and a GF Value™ of COP19,471.51 (Fairly Valued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Banco de Occidente's long-term debt to total assests ratio for the quarter that ended in Sep. 2025 was 0.09.

Banco de Occidente's long-term debt to total assets ratio declined from Sep. 2024 (0.10) to Sep. 2025 (0.09). It may suggest that Banco de Occidente is progressively becoming less dependent on debt to grow their business.

Banco de Occidente (BOG:OCCIDENTE) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Banco de Occidente LT-Debt-to-Total-Asset Related Terms

Banco de Occidente LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Banco de Occidente's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Occidente LT-Debt-to-Total-Asset Chart

Banco de Occidente Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

LT-Debt-to-Total-Asset

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0.14

0.13

0.12

0.09

0.11

Banco de Occidente Quarterly Data
	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.10	0.11	0.09	0.09	0.09

49GF Score

Banco de Occidente SA BOG:OCCIDENTE

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Banco de Occidente LT-Debt-to-Total-Asset Calculation

Banco de Occidente's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )	/	Total Assets (A: Dec. 2024 )
	=	8238130	/	78400181
	=	0.11

Banco de Occidente's Long-Term Debt to Total Asset Ratio for the quarter that ended in Sep. 2025 is calculated as

LT Debt to Total Assets (Q: Sep. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Sep. 2025 )	/	Total Assets (Q: Sep. 2025 )
	=	7289339	/	84570680
	=	0.09

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.09 mean?

Banco de Occidente (BOG:OCCIDENTE) has a LT-Debt-to-Total-Asset of 0.09 as of Sep. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco de Occidente and its competitors.

Is Banco de Occidente's LT-Debt-to-Total-Asset too high?

Banco de Occidente's current LT-Debt-to-Total-Asset is 0.09. Overall, Banco de Occidente has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Banco de Occidente's LT-Debt-to-Total-Asset compare to PNC and USB?

Banco de Occidente's LT-Debt-to-Total-Asset of 0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco de Occidente and its competitors. Banco de Occidente's current LT-Debt-to-Total-Asset is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Banco de Occidente stock overvalued right now?

Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,471.51, compared to a current price of COP19,800.00 — trading 1.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.09. Banco de Occidente's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current LT-Debt-to-Total-Asset is 0.09 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued. The current stock price of COP19,800.00 is trading 1.7% above its estimated GF Value™ of COP19,471.51. GuruFocus considers Banco de Occidente to be Fairly Valued.

Key valuation signals for BOG:OCCIDENTE:

LT-Debt-to-Total-Asset: 0.09
GF Value™: COP19,471.51 vs. price of COP19,800.00 (1.7% above fair value)
GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de Occidente Business Description

Industry Financial Services Banks

Comparable Companies BOG:BBVACOL BOG:POPULAR BOG:VILLAS BOG:PFDAVVNDA BOG:BOGOTA SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39

Address CALLE 107 A No. 54, 95 Apartment, Bogota, COL, 401

Website https://www.bancodeoccidente.com.co

Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.

49GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP19,800.00

Price

COP19,471.51

GF Value

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