Banco de Occidente (BOG:OCCIDENTE) PB Ratio: 0.52 (As of Jul. 19, 2026) — 43% Below Median

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BOG:OCCIDENTE Banco de Occidente SA BOG:OCCIDENTE
50 GF Score
Price COP20,500.00
GF Value COP19,518.92
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Banco de Occidente PB Ratio?

Banco de Occidente BOG:OCCIDENTE 50 PB Ratio is 0.52 as of Jul. 19, 2026, which is 43% below its 10-year median of 0.91. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 50/100 and a GF Value™ of COP19,518.92 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,518 Banks companies, Banco de Occidente ranks better than 87.68% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-19), Banco de Occidente's share price is COP20500.00. Banco de Occidente's Book Value per Share for the quarter that ended in Sep. 2025 was COP39,723.77. Hence, Banco de Occidente's PB Ratio of today is 0.52.

The historical rank and industry rank for Banco de Occidente's PB Ratio or its related term are showing as below:

BOG:OCCIDENTE' s PB Ratio Range Over the Past 10 Years
Min: 0.32   Med: 0.91   Max: 1.5
Current: 0.52

During the past 13 years, Banco de Occidente's highest PB Ratio was 1.50. The lowest was 0.32. And the median was 0.91.

BOG:OCCIDENTE's PB Ratio is ranked better than
87.68% of 1518 companies
in the Banks industry
Industry Median: 1.11 vs BOG:OCCIDENTE: 0.52

During the past 12 months, Banco de Occidente's average Book Value Per Share Growth Rate was 4.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco de Occidente was 9.90% per year. The lowest was 2.30% per year. And the median was 4.50% per year.

Back to Basics: PB Ratio


Banco de Occidente  (BOG:OCCIDENTE) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Banco de Occidente PB Ratio Related Terms


Banco de Occidente PB Ratio Historical Data

* Premium members only.

The historical data trend for Banco de Occidente's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Occidente PB Ratio Chart

Banco de Occidente Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.07 0.83 0.59 0.33 0.47

Banco de Occidente Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.47 0.51 0.52 0.52

BOG:OCCIDENTE vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Banco de Occidente's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Occidente PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Occidente's PB Ratio distribution charts can be found below:

* The bar in red indicates where Banco de Occidente's PB Ratio falls into.


BOG:OCCIDENTE
50GF Score
Banco de Occidente SA BOG:OCCIDENTE
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco de Occidente PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Banco de Occidente's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2025)
=20500.00/39723.772
=0.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.52 mean?
Banco de Occidente (BOG:OCCIDENTE) has a PB Ratio of 0.52 as of Jul. 19, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco de Occidente and its competitors. This is 43% below median its historical median of 0.91. Over the past decade, Banco de Occidente's PB Ratio has ranged from 0.32 to 1.50. According to the industry distribution chart, Banco de Occidente ranks #187 out of 1518 companies in the Banks industry, placing it in the top 12.3%.
Is Banco de Occidente's PB Ratio too high?
Banco de Occidente's current PB Ratio of 0.52 is 43% below median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 1.50. The Banks industry median PB Ratio is 1.11. Banco de Occidente's value of 0.52 is 53.2% below this industry median. Based on the distribution chart, Banco de Occidente ranks #187 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco de Occidente has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco de Occidente ranks #187 out of 1518 companies for PB Ratio. This places Banco de Occidente in the top 12% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. Banco de Occidente's value of 0.52 is 53.2% below this benchmark. Historically, Banco de Occidente's own PB Ratio has ranged from 0.32 to 1.50 over the past decade. While the company's 10-year median is 0.91 vs. the industry median of 1.11, Banco de Occidente has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Occidente's current PB Ratio of 0.52 is 53.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco de Occidente and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Occidente's current PB Ratio is 0.52, which is 43% below median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,518.92, compared to a current price of COP20,500.00 — trading 5% above its estimated fair value. The current PB Ratio is 0.52, which is 43% below median its 10-year median of 0.91 and 53.2% below the Banks industry median of 1.11. Banco de Occidente's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current PB Ratio is 0.52 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued. The current stock price of COP20,500.00 is trading 5% above its estimated GF Value™ of COP19,518.92. GuruFocus considers Banco de Occidente to be Fairly Valued.

Key valuation signals for BOG:OCCIDENTE:

  • PB Ratio: 0.52 (43% below median its 10-year median of 0.91)
  • GF Value™: COP19,518.92 vs. price of COP20,500.00 (5% above fair value)
  • GF Score™: 50/100 with 3 warning signs
  • Industry Position: 53.2% below the Banks median (#187 of 1518)

No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de Occidente Business Description

Address CALLE 107 A No. 54, 95 Apartment, Bogota, COL, 401
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
50GF Score

Get the complete analysis for BOG:OCCIDENTE

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP20,500.00
Price
COP19,518.92
GF Value