Banco de Occidente (BOG:OCCIDENTE) Scaled Net Operating Assets: 0.10 (As of Sep. 2025)


BOG:OCCIDENTE Banco de Occidente SA BOG:OCCIDENTE
53 GF Score
Price COP19,800.00
GF Value COP19,430.02
Valuation Fairly Valued
! 3 Warning Signs
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What is Banco de Occidente Scaled Net Operating Assets?

Banco de Occidente BOG:OCCIDENTE 53 Scaled Net Operating Assets is 0.10 as of Sep. 2025. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 53/100 and a GF Value™ of COP19,430.02 (Fairly Valued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco de Occidente's operating assets for the quarter that ended in Sep. 2025 was COP79,292,975 Mil. Banco de Occidente's operating liabilities for the quarter that ended in Sep. 2025 was COP71,040,840 Mil. Banco de Occidente's Total Assets for the quarter that ended in Jun. 2025 was COP79,096,148 Mil. Therefore, Banco de Occidente's scaled net operating assets (SNOA) for the quarter that ended in Sep. 2025 was 0.10.

BOG:OCCIDENTE
53GF Score
Banco de Occidente SA BOG:OCCIDENTE
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de Occidente Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco de Occidente's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2024 )
=(Operating Assets (A: Dec. 2024 )-Operating Liabilities (A: Dec. 2024 ))/Total Assets (A: Dec. 2023 )
=(73656933-64176261)/68601784
=0.14

where

Operating Assets(A: Dec. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=78400181 - 4743248
=73656933

Operating Liabilities(A: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=72414391 - 8238130 - 0
=64176261

Banco de Occidente's Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2025 )
=(Operating Assets (Q: Sep. 2025 )-Operating Liabilities (Q: Sep. 2025 ))/Total Assets (Q: Jun. 2025 )
=(79292975-71040840)/79096148
=0.10

where

Operating Assets(Q: Sep. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=84570680 - 5277705
=79292975

Operating Liabilities(Q: Sep. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=78330179 - 7289339 - 0
=71040840

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.10 mean?
Banco de Occidente (BOG:OCCIDENTE) has a Scaled Net Operating Assets of 0.10 as of Sep. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco de Occidente and its competitors.
Is Banco de Occidente's Scaled Net Operating Assets too high?
Banco de Occidente's current Scaled Net Operating Assets is 0.10. Overall, Banco de Occidente has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's Scaled Net Operating Assets compare to PNC and USB?
Banco de Occidente's Scaled Net Operating Assets of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco de Occidente and its competitors. Banco de Occidente's current Scaled Net Operating Assets is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,430.02, compared to a current price of COP19,800.00 — trading 1.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.10. Banco de Occidente's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current Scaled Net Operating Assets is 0.10 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued. The current stock price of COP19,800.00 is trading 1.9% above its estimated GF Value™ of COP19,430.02. GuruFocus considers Banco de Occidente to be Fairly Valued.

Key valuation signals for BOG:OCCIDENTE:

  • Scaled Net Operating Assets: 0.10
  • GF Value™: COP19,430.02 vs. price of COP19,800.00 (1.9% above fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de Occidente Business Description

Address CALLE 107 A No. 54, 95 Apartment, Bogota, COL, 401
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
53GF Score

Get the complete analysis for BOG:OCCIDENTE

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP19,800.00
Price
COP19,430.02
GF Value