Banco de Occidente (BOG:OCCIDENTE) Cyclically Adjusted FCF per Share: COP755.01 (As of Sep. 2025)

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BOG:OCCIDENTE Banco de Occidente SA BOG:OCCIDENTE
53 GF Score
Price COP20,500.00
GF Value COP19,536.70
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Banco de Occidente Cyclically Adjusted FCF per Share?

Banco de Occidente BOG:OCCIDENTE 53 Cyclically Adjusted FCF per Share is COP755.01 as of Sep. 2025. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 53/100 and a GF Value™ of COP19,536.70 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Banco de Occidente's adjusted free cash flow per share for the three months ended in Sep. 2025 was COP10,364.407. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is COP755.01 for the trailing ten years ended in Sep. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-22), Banco de Occidente's current stock price is COP20500.00. Banco de Occidente's Cyclically Adjusted FCF per Share for the quarter that ended in Sep. 2025 was COP755.01. Banco de Occidente's Cyclically Adjusted Price-to-FCF of today is 27.15.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banco de Occidente was 42.08. The lowest was 6.39. And the median was 26.24.


Banco de Occidente  (BOG:OCCIDENTE) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Banco de Occidente's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=20500.00/755.01
=27.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banco de Occidente was 42.08. The lowest was 6.39. And the median was 26.24.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Banco de Occidente Cyclically Adjusted FCF per Share Related Terms


Banco de Occidente Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Banco de Occidente's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Occidente Cyclically Adjusted FCF per Share Chart

Banco de Occidente Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1,279.57 451.52

Banco de Occidente Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -64.04 451.52 2,097.03 -313.93 755.01

BOG:OCCIDENTE vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Banco de Occidente's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Occidente Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Occidente's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Banco de Occidente's Cyclically Adjusted Price-to-FCF falls into.


BOG:OCCIDENTE
53GF Score
Banco de Occidente SA BOG:OCCIDENTE
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco de Occidente Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco de Occidente's adjusted Free Cash Flow per Share data for the three months ended in Sep. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=10364.407/324.8000*324.8000
=10,364.407

Current CPI (Sep. 2025) = 324.8000.

Banco de Occidente Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201512 0.000 236.525 0.000
201603 1,343.521 238.132 1,832.495
201606 1,450.571 241.018 1,954.814
201609 2,059.628 241.428 2,770.877
201612 -5,947.428 241.432 -8,001.113
201703 1,961.790 243.801 2,613.563
201706 3,877.729 244.955 5,141.705
201709 -2,800.308 246.819 -3,685.049
201712 -4,063.509 246.524 -5,353.749
201803 -164.176 249.554 -213.679
201806 -312.130 251.989 -402.318
201809 3,318.172 252.439 4,269.318
201812 -2,096.761 251.233 -2,710.743
201903 -89.962 254.202 -114.947
201906 -2,737.389 256.143 -3,471.123
201909 -11,140.892 256.759 -14,093.223
201912 8,192.912 256.974 10,355.358
202003 4,855.568 258.115 6,110.023
202006 1,247.967 257.797 1,572.321
202009 10,685.125 260.280 13,333.827
202012 -8,086.748 260.474 -10,083.831
202103 6,108.095 264.877 7,489.926
202106 510.776 271.696 610.609
202109 -744.195 274.310 -881.173
202112 8,958.448 278.802 10,436.453
202203 -16,005.093 287.504 -18,081.328
202206 10,236.992 296.311 11,221.234
202209 -14,410.500 296.808 -15,769.556
202212 4,619.519 296.797 5,055.374
202303 -2,319.987 301.836 -2,496.494
202306 6,605.613 305.109 7,031.923
202309 -4,511.873 307.789 -4,761.237
202312 8,649.718 306.746 9,158.810
202403 4,854.734 312.332 5,048.530
202406 -11,150.654 314.175 -11,527.755
202409 -4,792.675 315.301 -4,937.063
202412 4,624.580 315.605 4,759.315
202503 15,279.801 319.799 15,518.746
202506 -22,547.351 322.561 -22,703.859
202509 10,364.407 324.800 10,364.407

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of COP755.01 mean?
Banco de Occidente (BOG:OCCIDENTE) has a Cyclically Adjusted FCF per Share of COP755.01 as of Sep. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banco de Occidente and its competitors.
Is Banco de Occidente's Cyclically Adjusted FCF per Share too high?
Banco de Occidente's current Cyclically Adjusted FCF per Share is COP755.01. Overall, Banco de Occidente has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's Cyclically Adjusted FCF per Share compare to PNC and USB?
Banco de Occidente's Cyclically Adjusted FCF per Share of COP755.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banco de Occidente and its competitors. Banco de Occidente's current Cyclically Adjusted FCF per Share is COP755.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,536.70, compared to a current price of COP20,500.00 — trading 4.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is COP755.01. Banco de Occidente's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current Cyclically Adjusted FCF per Share is COP755.01 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued. The current stock price of COP20,500.00 is trading 4.9% above its estimated GF Value™ of COP19,536.70. GuruFocus considers Banco de Occidente to be Fairly Valued.

Key valuation signals for BOG:OCCIDENTE:

  • Cyclically Adjusted FCF per Share: COP755.01
  • GF Value™: COP19,536.70 vs. price of COP20,500.00 (4.9% above fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de Occidente Business Description

Address CALLE 107 A No. 54, 95 Apartment, Bogota, COL, 401
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
53GF Score

Get the complete analysis for BOG:OCCIDENTE

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP20,500.00
Price
COP19,536.70
GF Value