Banco de Occidente (BOG:OCCIDENTE) E10: COP3,742.61 (As of Sep. 2025)


BOG:OCCIDENTE Banco de Occidente SA BOG:OCCIDENTE
49 GF Score
Price COP19,800.00
GF Value COP19,382.60
Valuation Fairly Valued
! 3 Warning Signs
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What is Banco de Occidente E10?

Banco de Occidente BOG:OCCIDENTE 49 E10 is COP3,742.61 as of Sep. 2025. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 49/100 and a GF Value™ of COP19,382.60 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banco de Occidente's adjusted earnings per share data for the three months ended in Sep. 2025 was COP978.084. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is COP3,742.61 for the trailing ten years ended in Sep. 2025.

During the past 12 months, Banco de Occidente's average E10 Growth Rate was 1.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-30), Banco de Occidente's current stock price is COP19800.00. Banco de Occidente's E10 for the quarter that ended in Sep. 2025 was COP3,742.61. Banco de Occidente's Shiller PE Ratio of today is 5.29.

During the past 13 years, the highest Shiller PE Ratio of Banco de Occidente was 6.25. The lowest was 3.27. And the median was 5.17.


Banco de Occidente  (BOG:OCCIDENTE) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Banco de Occidente's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=19800.00/3742.61
=5.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Banco de Occidente was 6.25. The lowest was 3.27. And the median was 5.17.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Banco de Occidente E10 Related Terms


Banco de Occidente E10 Historical Data

* Premium members only.

The historical data trend for Banco de Occidente's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Occidente E10 Chart

Banco de Occidente Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 3,596.74 3,628.14

Banco de Occidente Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,671.23 3,628.14 3,677.97 3,712.37 3,742.61

BOG:OCCIDENTE vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Banco de Occidente's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Occidente Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Occidente's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banco de Occidente's Shiller PE Ratio falls into.


BOG:OCCIDENTE
49GF Score
Banco de Occidente SA BOG:OCCIDENTE
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco de Occidente E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco de Occidente's adjusted earnings per share data for the three months ended in Sep. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=978.084/324.8000*324.8000
=978.084

Current CPI (Sep. 2025) = 324.8000.

Banco de Occidente Quarterly Data

per share eps CPI Adj_EPS
201512 0.000 236.525 0.000
201603 1,300.586 238.132 1,773.934
201606 1,114.992 241.018 1,502.582
201609 919.341 241.428 1,236.816
201612 939.097 241.432 1,263.373
201703 493.394 243.801 657.316
201706 486.807 244.955 645.486
201709 748.346 246.819 984.781
201712 622.721 246.524 820.447
201803 534.356 249.554 695.476
201806 1,169.040 251.989 1,506.828
201809 683.080 252.439 878.883
201812 265.164 251.233 342.810
201903 976.647 254.202 1,247.885
201906 987.122 256.143 1,251.712
201909 1,072.042 256.759 1,356.133
201912 577.769 256.974 730.266
202003 689.071 258.115 867.095
202006 51.732 257.797 65.177
202009 1,025.435 260.280 1,279.627
202012 381.874 260.474 476.181
202103 789.995 264.877 968.715
202106 960.900 271.696 1,148.712
202109 1,198.713 274.310 1,419.350
202112 772.150 278.802 899.543
202203 872.644 287.504 985.846
202206 623.138 296.311 683.050
202209 568.994 296.808 622.656
202212 837.782 296.797 916.827
202303 1,192.799 301.836 1,283.548
202306 816.846 305.109 869.563
202309 414.478 307.789 437.386
202312 613.388 306.746 649.490
202403 529.084 312.332 550.205
202406 949.617 314.175 981.732
202409 1,059.668 315.301 1,091.592
202412 499.032 315.605 513.571
202503 934.062 319.799 948.669
202506 952.446 322.561 959.057
202509 978.084 324.800 978.084

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of COP3,742.61 mean?
Banco de Occidente (BOG:OCCIDENTE) has a E10 of COP3,742.61 as of Sep. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banco de Occidente and its competitors.
Is Banco de Occidente's E10 too high?
Banco de Occidente's current E10 is COP3,742.61. Overall, Banco de Occidente has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's E10 compare to PNC and USB?
Banco de Occidente's E10 of COP3,742.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banco de Occidente and its competitors. Banco de Occidente's current E10 is COP3,742.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,382.60, compared to a current price of COP19,800.00 — trading 2.2% above its estimated fair value. The current E10 is COP3,742.61. Banco de Occidente's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current E10 is COP3,742.61 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued. The current stock price of COP19,800.00 is trading 2.2% above its estimated GF Value™ of COP19,382.60. GuruFocus considers Banco de Occidente to be Fairly Valued.

Key valuation signals for BOG:OCCIDENTE:

  • E10: COP3,742.61
  • GF Value™: COP19,382.60 vs. price of COP19,800.00 (2.2% above fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de Occidente Business Description

Address CALLE 107 A No. 54, 95 Apartment, Bogota, COL, 401
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
49GF Score

Get the complete analysis for BOG:OCCIDENTE

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP19,800.00
Price
COP19,382.60
GF Value