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Banco de OccidenteBOG:OCCIDENTE 61 OCF Margin % is 146.59% as of Dec. 2025, which is 2960% above its 10-year median of 4.79. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 61/100 and a GF Value™ of COP19,225.79 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,489 Banks companies, Banco de Occidente ranks better than 74.08% on this metric.
The historical data trend for Banco de Occidente's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOG:OCCIDENTE vs USB, PNC: OCF Margin % Comparison
For the Banks - Regional subindustry, Banco de Occidente's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco de Occidente OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco de Occidente's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Banco de Occidente's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco de Occidente (BOG:OCCIDENTE) has a OCF Margin % of 146.59% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco de Occidente and its competitors. This is 2960% above median its historical median of 4.79. According to the industry distribution chart, Banco de Occidente ranks #386 out of 1489 companies in the Banks industry, placing it in the top 25.9%.
Is Banco de Occidente's OCF Margin % too high?
Banco de Occidente's current OCF Margin % of 146.59% is 2960% above median its 10-year median of 4.79. The Banks industry median OCF Margin % is 30.79. Banco de Occidente's value of 146.59% is 376.1% above this industry median. Based on the distribution chart, Banco de Occidente ranks #386 out of 1489 companies in the Banks industry, which is above the industry midpoint. Overall, Banco de Occidente has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's OCF Margin % compare to USB and PNC?
According to the Banks industry distribution chart, Banco de Occidente ranks #386 out of 1489 companies for OCF Margin %. This puts Banco de Occidente in the upper half of its industry. The industry median OCF Margin % is 30.79. Banco de Occidente's value of 146.59% is 376.1% above this benchmark. While the company's 10-year median is 4.79 vs. the industry median of 30.79, Banco de Occidente has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.79, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Occidente's current OCF Margin % of 146.59% is 376.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco de Occidente and its competitors. For the Banks industry, the median OCF Margin % is 30.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Occidente's current OCF Margin % is 146.59%, which is 2960% above median its own 10-year median of 4.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,225.79, compared to a current price of COP20,680.00 — trading 7.6% above its estimated fair value. The current OCF Margin % is 146.59%, which is 2960% above median its 10-year median of 4.79 and 376.1% above the Banks industry median of 30.79. Banco de Occidente's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current OCF Margin % is 146.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?
Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued.
The current stock price of COP20,680.00 is trading 7.6% above its estimated GF Value™ of COP19,225.79.
GuruFocus considers Banco de Occidente to be Fairly Valued.
Key valuation signals for BOG:OCCIDENTE:
OCF Margin %: 146.59% (2960% above median its 10-year median of 4.79)
GF Value™: COP19,225.79 vs. price of COP20,680.00 (7.6% above fair value)
Industry Position: 376.1% above the Banks median (#386 of 1489)
No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
61GF Score
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