PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Cyclically Adjusted Book per Share: Rp9,555.88 (As of Mar. 2026)


ISX:ADMF PT Adira Dinamika Multi Finance Tbk ISX:ADMF
69 GF Score
Price Rp7,975.00
GF Value Rp11,751.08
Valuation Possible Value Trap
! 3 Warning Signs
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What is PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted Book per Share?

PT Adira Dinamika Multi Finance Tbk ISX:ADMF 69 Cyclically Adjusted Book per Share is Rp9,555.88 as of Mar. 2026. GuruFocus rates ISX:ADMF with a GF Score™ of 69/100 and a GF Value™ of Rp11,751.08 (Possible Value Trap). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Adira Dinamika Multi Finance Tbk's adjusted book value per share for the three months ended in Mar. 2026 was Rp12,709.994. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp9,555.88 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Adira Dinamika Multi Finance Tbk's average Cyclically Adjusted Book Growth Rate was 11.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 8.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT Adira Dinamika Multi Finance Tbk was 8.60% per year. The lowest was 8.60% per year. And the median was 8.60% per year.

As of today (2026-07-04), PT Adira Dinamika Multi Finance Tbk's current stock price is Rp7975.00. PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was Rp9,555.88. PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted PB Ratio of today is 0.83.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Adira Dinamika Multi Finance Tbk was 1.80. The lowest was 0.84. And the median was 1.25.


PT Adira Dinamika Multi Finance Tbk  (ISX:ADMF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=7975.00/9555.88
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Adira Dinamika Multi Finance Tbk was 1.80. The lowest was 0.84. And the median was 1.25.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted Book per Share Related Terms


PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted Book per Share Chart

PT Adira Dinamika Multi Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 7,262.10 7,796.19 8,437.76 9,303.66

PT Adira Dinamika Multi Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,610.14 8,849.62 9,043.43 9,303.66 9,555.88

ISX:ADMF vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:ADMF
69GF Score
PT Adira Dinamika Multi Finance Tbk ISX:ADMF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Adira Dinamika Multi Finance Tbk's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=12709.994/136.5387*136.5387
=12,709.994

Current CPI (Mar. 2026) = 136.5387.

PT Adira Dinamika Multi Finance Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201606 4,578.688 103.212 6,057.109
201609 4,878.206 104.142 6,395.703
201612 4,977.199 105.222 6,458.544
201703 5,269.387 106.476 6,757.165
201706 5,078.455 107.722 6,437.022
201709 5,487.586 108.020 6,936.355
201712 5,745.415 109.017 7,195.871
201803 6,199.257 110.097 7,688.151
201806 5,980.195 111.085 7,350.500
201809 6,450.505 111.135 7,925.024
201812 7,028.199 112.430 8,535.284
201903 6,570.318 112.829 7,951.029
201906 6,983.595 114.730 8,311.072
201909 7,431.388 114.905 8,830.561
201912 8,078.795 115.486 9,551.540
202003 7,473.028 116.252 8,777.095
202006 7,520.839 116.630 8,804.659
202009 7,662.058 116.397 8,987.955
202012 8,010.437 117.318 9,322.813
202103 8,197.739 117.840 9,498.562
202106 7,977.851 118.184 9,216.868
202109 8,294.207 118.262 9,576.052
202112 8,946.372 119.516 10,220.598
202203 8,601.793 120.948 9,710.584
202206 8,976.262 123.322 9,938.236
202209 9,479.019 125.298 10,329.365
202212 10,032.386 126.098 10,863.076
202303 10,451.992 126.953 11,241.223
202306 10,051.093 127.663 10,749.898
202309 10,575.516 128.151 11,267.666
202312 11,112.186 129.395 11,725.700
202403 10,559.514 130.607 11,039.089
202406 10,898.795 130.792 11,377.698
202409 11,232.000 130.361 11,764.284
202412 14,549.031 131.432 15,114.381
202503 11,120.340 131.948 11,507.201
202506 11,430.642 133.241 11,713.584
202509 11,783.441 133.819 12,022.924
202512 12,259.867 135.271 12,374.752
202603 12,709.994 136.539 12,709.994

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Rp9,555.88 mean?
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a Cyclically Adjusted Book per Share of Rp9,555.88 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors.
Is PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted Book per Share too high?
PT Adira Dinamika Multi Finance Tbk's current Cyclically Adjusted Book per Share is Rp9,555.88. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted Book per Share compare to V and MA?
PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted Book per Share of Rp9,555.88 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. PT Adira Dinamika Multi Finance Tbk's current Cyclically Adjusted Book per Share is Rp9,555.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Possible Value Trap. The stock's GF Value™ is Rp11,751.08, compared to a current price of Rp7,975.00 — trading 32.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is Rp9,555.88. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current Cyclically Adjusted Book per Share is Rp9,555.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of Rp7,975.00 is trading 32.1% below its estimated GF Value™ of Rp11,751.08. GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Possible Value Trap.

Key valuation signals for ISX:ADMF:

  • Cyclically Adjusted Book per Share: Rp9,555.88
  • GF Value™: Rp11,751.08 vs. price of Rp7,975.00 (32.1% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Adira Dinamika Multi Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
69GF Score

Get the complete analysis for ISX:ADMF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp7,975.00
Price
Rp11,751.08
GF Value