PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) EBITDA Margin %: 15.91% (As of Mar. 2026) — Near Median


ISX:ADMF PT Adira Dinamika Multi Finance Tbk ISX:ADMF
70 GF Score
Price Rp8,025.00
GF Value Rp11,731.33
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is PT Adira Dinamika Multi Finance Tbk EBITDA Margin %?

PT Adira Dinamika Multi Finance Tbk ISX:ADMF 70 EBITDA Margin % is 15.91% as of Mar. 2026, which is 5% above its 10-year median of 15.22. GuruFocus rates ISX:ADMF with a GF Score™ of 70/100 and a GF Value™ of Rp11,731.33 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 414 Credit Services companies, PT Adira Dinamika Multi Finance Tbk ranks worse than 64.01% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. PT Adira Dinamika Multi Finance Tbk's EBITDA for the three months ended in Mar. 2026 was Rp422,858 Mil. PT Adira Dinamika Multi Finance Tbk's Revenue for the three months ended in Mar. 2026 was Rp2,657,163 Mil. Therefore, PT Adira Dinamika Multi Finance Tbk's EBITDA margin for the quarter that ended in Mar. 2026 was 15.91%.


PT Adira Dinamika Multi Finance Tbk  (ISX:ADMF) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


PT Adira Dinamika Multi Finance Tbk EBITDA Margin % Related Terms


PT Adira Dinamika Multi Finance Tbk EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for PT Adira Dinamika Multi Finance Tbk's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adira Dinamika Multi Finance Tbk EBITDA Margin % Chart

PT Adira Dinamika Multi Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.59 16.18 21.34 14.25 11.49

PT Adira Dinamika Multi Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.40 7.59 13.98 11.62 15.91

ISX:ADMF vs V, MA, AXP: EBITDA Margin % Comparison

For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Adira Dinamika Multi Finance Tbk EBITDA Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's EBITDA Margin % falls into.


ISX:ADMF
70GF Score
PT Adira Dinamika Multi Finance Tbk ISX:ADMF
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Adira Dinamika Multi Finance Tbk EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

PT Adira Dinamika Multi Finance Tbk's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1147206/9984436
=11.49 %

PT Adira Dinamika Multi Finance Tbk's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=422858/2657163
=15.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 15.91% mean?
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a EBITDA Margin % of 15.91% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. This is near median its historical median of 15.22. Over the past decade, PT Adira Dinamika Multi Finance Tbk's EBITDA Margin % has ranged from 8.59 to 21.34. According to the industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #265 out of 414 companies in the Credit Services industry, placing it in the top 64%.
Is PT Adira Dinamika Multi Finance Tbk's EBITDA Margin % too high?
PT Adira Dinamika Multi Finance Tbk's current EBITDA Margin % of 15.91% is near median its 10-year median of 15.22. Over the past 10 years, this metric has ranged from a low of 8.59 to a high of 21.34. The Credit Services industry median EBITDA Margin % is 20.91. PT Adira Dinamika Multi Finance Tbk's value of 15.91% is 23.9% below this industry median. Based on the distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #265 out of 414 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #265 out of 414 companies for EBITDA Margin %. This places PT Adira Dinamika Multi Finance Tbk in the lower half of its industry. The industry median EBITDA Margin % is 20.91. PT Adira Dinamika Multi Finance Tbk's value of 15.91% is 23.9% below this benchmark. Historically, PT Adira Dinamika Multi Finance Tbk's own EBITDA Margin % has ranged from 8.59 to 21.34 over the past decade. While the company's 10-year median is 15.22 vs. the industry median of 20.91, PT Adira Dinamika Multi Finance Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Adira Dinamika Multi Finance Tbk's current EBITDA Margin % of 15.91% is 23.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adira Dinamika Multi Finance Tbk's current EBITDA Margin % is 15.91%, which is near median its own 10-year median of 15.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Possible Value Trap. The stock's GF Value™ is Rp11,731.33, compared to a current price of Rp8,025.00 — trading 31.6% below its estimated fair value. The current EBITDA Margin % is 15.91%, which is near median its 10-year median of 15.22 and 23.9% below the Credit Services industry median of 20.91. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current EBITDA Margin % is 15.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of Rp8,025.00 is trading 31.6% below its estimated GF Value™ of Rp11,731.33. GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Possible Value Trap.

Key valuation signals for ISX:ADMF:

  • EBITDA Margin %: 15.91% (near median its 10-year median of 15.22)
  • GF Value™: Rp11,731.33 vs. price of Rp8,025.00 (31.6% below fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 23.9% below the Credit Services median (#265 of 414)

No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Adira Dinamika Multi Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
70GF Score

Get the complete analysis for ISX:ADMF

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp8,025.00
Price
Rp11,731.33
GF Value