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During the past 12 months, PT Adira Dinamika Multi Finance Tbk's average EBITDA Per Share Growth Rate was 25.40% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was -4.50% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 11.20% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 10.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of PT Adira Dinamika Multi Finance Tbk was 153.20% per year. The lowest was -58.50% per year. And the median was -7.40% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
PT Adira Dinamika Multi Finance Tbk 3-Year EBITDA Growth Rate Related Terms
ISX:ADMF vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Adira Dinamika Multi Finance Tbk 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of -4.50% mean?
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a 3-Year EBITDA Growth Rate of -4.50% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PT Adira Dinamika Multi Finance Tbk and its competitors. According to the industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #233 out of 324 companies in the Credit Services industry, placing it in the top 71.9%.
Is PT Adira Dinamika Multi Finance Tbk's 3-Year EBITDA Growth Rate too high?
PT Adira Dinamika Multi Finance Tbk's current 3-Year EBITDA Growth Rate is -4.50%. Based on the distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #233 out of 324 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #233 out of 324 companies for 3-Year EBITDA Growth Rate. This places PT Adira Dinamika Multi Finance Tbk in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 9.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.15, based on 324 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for PT Adira Dinamika Multi Finance Tbk and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adira Dinamika Multi Finance Tbk's current 3-Year EBITDA Growth Rate is -4.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp10,824.01, compared to a current price of Rp8,725.00 — trading 19.4% below its estimated fair value. The current 3-Year EBITDA Growth Rate is -4.50%. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current 3-Year EBITDA Growth Rate is -4.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued.
The current stock price of Rp8,725.00 is trading 19.4% below its estimated GF Value™ of Rp10,824.01.
GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ADMF:
3-Year EBITDA Growth Rate: -4.50%
GF Value™: Rp10,824.01 vs. price of Rp8,725.00 (19.4% below fair value)
No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
73GF Score
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