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PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
PT Adira Dinamika Multi Finance Tbk's Enterprise Value for the quarter that ended in Jun. 2026 was Rp27,925,060 Mil.
PT Adira Dinamika Multi Finance Tbk's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1,301,219 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk EV-to-EBIT Related Terms
PT Adira Dinamika Multi Finance Tbk EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk EV-to-EBIT Chart
For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Adira Dinamika Multi Finance Tbk EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's EV-to-EBIT falls into.
PT Adira Dinamika Multi Finance Tbk's current Enterprise Value is Rp28,875,199 Mil.
PT Adira Dinamika Multi Finance Tbk's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1,301,219 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a EV-to-EBIT of 22.19 as of Aug. 09, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. This is near median its historical median of 22.26. Over the past decade, PT Adira Dinamika Multi Finance Tbk's EV-to-EBIT has ranged from 13.88 to 169.88. According to the industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #156 out of 314 companies in the Credit Services industry, placing it in the top 49.7%.
Is PT Adira Dinamika Multi Finance Tbk's EV-to-EBIT too high?
PT Adira Dinamika Multi Finance Tbk's current EV-to-EBIT of 22.19 is near median its 10-year median of 22.26. Over the past 10 years, this metric has ranged from a low of 13.88 to a high of 169.88. The Credit Services industry median EV-to-EBIT is 22.71. PT Adira Dinamika Multi Finance Tbk's value of 22.19 is 2.3% below this industry median. Based on the distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #156 out of 314 companies in the Credit Services industry, which is above the industry midpoint. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #156 out of 314 companies for EV-to-EBIT. This puts PT Adira Dinamika Multi Finance Tbk in the upper half of its industry. The industry median EV-to-EBIT is 22.71. PT Adira Dinamika Multi Finance Tbk's value of 22.19 is 2.3% below this benchmark. Historically, PT Adira Dinamika Multi Finance Tbk's own EV-to-EBIT has ranged from 13.88 to 169.88 over the past decade. While the company's 10-year median is 22.26 vs. the industry median of 22.71, PT Adira Dinamika Multi Finance Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.71, based on 314 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Adira Dinamika Multi Finance Tbk's current EV-to-EBIT of 22.19 is 2.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adira Dinamika Multi Finance Tbk's current EV-to-EBIT is 22.19, which is near median its own 10-year median of 22.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp10,819.89, compared to a current price of Rp8,725.00 — trading 19.4% below its estimated fair value. The current EV-to-EBIT is 22.19, which is near median its 10-year median of 22.26 and 2.3% below the Credit Services industry median of 22.71. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current EV-to-EBIT is 22.19 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued.
The current stock price of Rp8,725.00 is trading 19.4% below its estimated GF Value™ of Rp10,819.89.
GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ADMF:
EV-to-EBIT: 22.19 (near median its 10-year median of 22.26)
GF Value™: Rp10,819.89 vs. price of Rp8,725.00 (19.4% below fair value)
Industry Position: 2.3% below the Credit Services median (#156 of 314)
No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
71GF Score
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