PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Growth Rank: 2 (As of Sep. 04, 2026) — 71% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:ADMF PT Adira Dinamika Multi Finance Tbk ISX:ADMF
73 GF Score
Price Rp8,725.00
GF Value Rp10,828.04
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PT Adira Dinamika Multi Finance Tbk Growth Rank?

PT Adira Dinamika Multi Finance Tbk ISX:ADMF 73 Growth Rank is 2 as of Sep. 04, 2026, which is 71% below its 10-year median of 7.00. GuruFocus rates ISX:ADMF with a GF Score™ of 73/100 and a GF Value™ of Rp10,828.04 (Modestly Undervalued). The stock has 4 warning signs investors should review.

PT Adira Dinamika Multi Finance Tbk has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


PT Adira Dinamika Multi Finance Tbk Growth Rank Related Terms


ISX:ADMF vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Adira Dinamika Multi Finance Tbk Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's Growth Rank distribution charts can be found below:

* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's Growth Rank falls into.


ISX:ADMF
73GF Score
PT Adira Dinamika Multi Finance Tbk ISX:ADMF
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a Growth Rank of 2 as of Sep. 04, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. This is 71% below median its historical median of 7.00. Over the past decade, PT Adira Dinamika Multi Finance Tbk's Growth Rank has ranged from 2.00 to 10.00.
Is PT Adira Dinamika Multi Finance Tbk's Growth Rank too high?
PT Adira Dinamika Multi Finance Tbk's current Growth Rank of 2 is 71% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's Growth Rank compare to V and MA?
PT Adira Dinamika Multi Finance Tbk's Growth Rank of 2 can be compared against companies in the Credit Services industry. Historically, PT Adira Dinamika Multi Finance Tbk's own Growth Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. PT Adira Dinamika Multi Finance Tbk's current Growth Rank is 2, which is 71% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp10,828.04, compared to a current price of Rp8,725.00 — trading 19.4% below its estimated fair value. The current Growth Rank is 2, which is 71% below median its 10-year median of 7.00. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current Growth Rank is 2 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of Rp8,725.00 is trading 19.4% below its estimated GF Value™ of Rp10,828.04. GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Modestly Undervalued.

Key valuation signals for ISX:ADMF:

  • Growth Rank: 2 (71% below median its 10-year median of 7.00)
  • GF Value™: Rp10,828.04 vs. price of Rp8,725.00 (19.4% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Adira Dinamika Multi Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
73GF Score

Get the complete analysis for ISX:ADMF

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp8,725.00
Price
Rp10,828.04
GF Value