PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) EV-to-OCF: 26.82 (As of Aug. 26, 2026) — 514% Above Median

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ISX:ADMF PT Adira Dinamika Multi Finance Tbk ISX:ADMF
73 GF Score
Price Rp8,725.00
GF Value Rp10,809.89
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PT Adira Dinamika Multi Finance Tbk EV-to-OCF?

PT Adira Dinamika Multi Finance Tbk ISX:ADMF +0.87% 73 EV-to-OCF is 26.82 as of Aug. 26, 2026, which is 514% above its 10-year median of 4.37. GuruFocus rates ISX:ADMF with a GF Score™ of 73/100 and a GF Value™ of Rp10,809.89 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 547 Credit Services companies, PT Adira Dinamika Multi Finance Tbk ranks worse than 82.27% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, PT Adira Dinamika Multi Finance Tbk's Enterprise Value is Rp28,875,199 Mil. PT Adira Dinamika Multi Finance Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was Rp1,076,566 Mil. Therefore, PT Adira Dinamika Multi Finance Tbk's EV-to-OCF for today is 26.82.

The historical rank and industry rank for PT Adira Dinamika Multi Finance Tbk's EV-to-OCF or its related term are showing as below:

ISX:ADMF' s EV-to-OCF Range Over the Past 10 Years
Min: -173.57   Med: 4.37   Max: 262.08
Current: 26.74

During the past 13 years, the highest EV-to-OCF of PT Adira Dinamika Multi Finance Tbk was 262.08. The lowest was -173.57. And the median was 4.37.

ISX:ADMF's EV-to-OCF is ranked worse than
82.27% of 547 companies
in the Credit Services industry
Industry Median: -0.22 vs ISX:ADMF: 26.74

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-26), PT Adira Dinamika Multi Finance Tbk's stock price is Rp8725.00. PT Adira Dinamika Multi Finance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was Rp1524.721. Therefore, PT Adira Dinamika Multi Finance Tbk's PE Ratio (TTM) for today is 5.72.


PT Adira Dinamika Multi Finance Tbk  (ISX:ADMF) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Adira Dinamika Multi Finance Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8725.00/1524.721
=5.72

PT Adira Dinamika Multi Finance Tbk's share price for today is Rp8725.00.
PT Adira Dinamika Multi Finance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1524.721.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Adira Dinamika Multi Finance Tbk EV-to-OCF Related Terms


PT Adira Dinamika Multi Finance Tbk EV-to-OCF Historical Data

* Premium members only.

The historical data trend for PT Adira Dinamika Multi Finance Tbk's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adira Dinamika Multi Finance Tbk EV-to-OCF Chart

PT Adira Dinamika Multi Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.22 22.18 -6.25 100.44 65.10

PT Adira Dinamika Multi Finance Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.17 16.33 65.10 -168.87 25.94

ISX:ADMF vs V, MA, AXP: EV-to-OCF Comparison

For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Adira Dinamika Multi Finance Tbk EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's EV-to-OCF falls into.


ISX:ADMF
73GF Score
PT Adira Dinamika Multi Finance Tbk ISX:ADMF
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Adira Dinamika Multi Finance Tbk EV-to-OCF Calculation

PT Adira Dinamika Multi Finance Tbk's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=28875199.182/1076566
=26.82

PT Adira Dinamika Multi Finance Tbk's current Enterprise Value is Rp28,875,199 Mil.
PT Adira Dinamika Multi Finance Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1,076,566 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 26.82 mean?
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a EV-to-OCF of 26.82 as of Aug. 26, 2026. This is 514% above median its historical median of 4.37. According to the industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #450 out of 547 companies in the Credit Services industry, placing it in the top 82.3%.
Is PT Adira Dinamika Multi Finance Tbk's EV-to-OCF too high?
PT Adira Dinamika Multi Finance Tbk's current EV-to-OCF of 26.82 is 514% above median its 10-year median of 4.37. Based on the distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #450 out of 547 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #450 out of 547 companies for EV-to-OCF. This places PT Adira Dinamika Multi Finance Tbk in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. PT Adira Dinamika Multi Finance Tbk's current EV-to-OCF is 26.82, which is 514% above median its own 10-year median of 4.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp10,809.89, compared to a current price of Rp8,725.00 — trading 19.3% below its estimated fair value. The current EV-to-OCF is 26.82, which is 514% above median its 10-year median of 4.37. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current EV-to-OCF is 26.82 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of Rp8,725.00 is trading 19.3% below its estimated GF Value™ of Rp10,809.89. GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Modestly Undervalued.

Key valuation signals for ISX:ADMF:

  • EV-to-OCF: 26.82 (514% above median its 10-year median of 4.37)
  • GF Value™: Rp10,809.89 vs. price of Rp8,725.00 (19.3% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Adira Dinamika Multi Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
73GF Score

Get the complete analysis for ISX:ADMF

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp8,725.00
Price
Rp10,809.89
GF Value