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ISX:ADMF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.18 Med: 0.31 Max: 0.4
Current: 0.4
During the past 13 years, the highest Equity to Asset Ratio of PT Adira Dinamika Multi Finance Tbk was 0.40. The lowest was 0.18. And the median was 0.31.
ISX:ADMF's Equity-to-Asset is ranked better than 50.82% of 549
companies
in the Credit Services industry
Industry Median: 0.4
vs ISX:ADMF: 0.40
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PT Adira Dinamika Multi Finance Tbk Equity-to-Asset Related Terms
PT Adira Dinamika Multi Finance Tbk Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk Equity-to-Asset Chart
ISX:ADMF vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Adira Dinamika Multi Finance Tbk Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's Equity-to-Asset falls into.
PT Adira Dinamika Multi Finance Tbk Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a Equity-to-Asset of 0.40 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. This is 29% above median its historical median of 0.31. Over the past decade, PT Adira Dinamika Multi Finance Tbk's Equity-to-Asset has ranged from 0.18 to 0.40. According to the industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #270 out of 549 companies in the Credit Services industry, placing it in the top 49.2%.
Is PT Adira Dinamika Multi Finance Tbk's Equity-to-Asset too high?
PT Adira Dinamika Multi Finance Tbk's current Equity-to-Asset of 0.40 is 29% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.40. The Credit Services industry median Equity-to-Asset is 0.40. PT Adira Dinamika Multi Finance Tbk's value of 0.40 is 0% at this industry median. Based on the distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #270 out of 549 companies in the Credit Services industry, which is above the industry midpoint. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #270 out of 549 companies for Equity-to-Asset. This puts PT Adira Dinamika Multi Finance Tbk in the upper half of its industry. The industry median Equity-to-Asset is 0.40. PT Adira Dinamika Multi Finance Tbk's value of 0.40 is 0% at this benchmark. Historically, PT Adira Dinamika Multi Finance Tbk's own Equity-to-Asset has ranged from 0.18 to 0.40 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.40, PT Adira Dinamika Multi Finance Tbk has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Adira Dinamika Multi Finance Tbk's current Equity-to-Asset of 0.40 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adira Dinamika Multi Finance Tbk's current Equity-to-Asset is 0.40, which is 29% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp10,834.09, compared to a current price of Rp8,725.00 — trading 19.5% below its estimated fair value. The current Equity-to-Asset is 0.40, which is 29% above median its 10-year median of 0.31 and 0% at the Credit Services industry median of 0.40. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current Equity-to-Asset is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued.
The current stock price of Rp8,725.00 is trading 19.5% below its estimated GF Value™ of Rp10,834.09.
GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ADMF:
Equity-to-Asset: 0.40 (29% above median its 10-year median of 0.31)
GF Value™: Rp10,834.09 vs. price of Rp8,725.00 (19.5% below fair value)
Industry Position: 0% at the Credit Services median (#270 of 549)
No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
72GF Score
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