PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Cyclically Adjusted FCF per Share: Rp985.64 (As of Jun. 2026)

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ISX:ADMF PT Adira Dinamika Multi Finance Tbk ISX:ADMF
72 GF Score
Price Rp8,750.00
GF Value Rp10,854.26
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted FCF per Share?

PT Adira Dinamika Multi Finance Tbk ISX:ADMF 72 Cyclically Adjusted FCF per Share is Rp985.64 as of Jun. 2026. GuruFocus rates ISX:ADMF with a GF Score™ of 72/100 and a GF Value™ of Rp10,854.26 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Adira Dinamika Multi Finance Tbk's adjusted free cash flow per share for the three months ended in Jun. 2026 was Rp1,712.883. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp985.64 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Adira Dinamika Multi Finance Tbk's average Cyclically Adjusted FCF Growth Rate was -40.10% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -13.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PT Adira Dinamika Multi Finance Tbk was -13.30% per year. The lowest was -13.30% per year. And the median was -13.30% per year.

As of today (2026-09-17), PT Adira Dinamika Multi Finance Tbk's current stock price is Rp8750.00. PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was Rp985.64. PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted Price-to-FCF of today is 8.88.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Adira Dinamika Multi Finance Tbk was 10.83. The lowest was 3.81. And the median was 6.45.


PT Adira Dinamika Multi Finance Tbk  (ISX:ADMF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=8750.00/985.644
=8.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Adira Dinamika Multi Finance Tbk was 10.83. The lowest was 3.81. And the median was 6.45.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted FCF per Share Related Terms


PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted FCF per Share Chart

PT Adira Dinamika Multi Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,180.17 1,805.35 1,665.42 1,856.22 1,593.54

PT Adira Dinamika Multi Finance Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,617.76 1,510.98 1,365.69 1,212.57 985.64

ISX:ADMF vs V, MA, AXP: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:ADMF
72GF Score
PT Adira Dinamika Multi Finance Tbk ISX:ADMF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Adira Dinamika Multi Finance Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Adira Dinamika Multi Finance Tbk's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1712.883/137.6954*137.6954
=1,712.883

Current CPI (Jun. 2026) = 137.6954.

PT Adira Dinamika Multi Finance Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -3,220.945 104.142 -4,258.681
201612 -95.406 105.222 -124.850
201703 250.774 106.476 324.303
201706 -574.104 107.722 -733.851
201709 421.644 108.020 537.477
201712 602.301 109.017 760.745
201803 432.450 110.097 540.856
201806 -486.504 111.085 -603.048
201809 -244.623 111.135 -303.087
201812 -461.368 112.430 -565.048
201903 -1,465.772 112.829 -1,788.822
201906 868.781 114.730 1,042.682
201909 583.462 114.905 699.189
201912 1,113.509 115.486 1,327.652
202003 1,132.656 116.252 1,341.578
202006 2,839.298 116.630 3,352.130
202009 3,150.338 116.397 3,726.802
202012 1,280.011 117.318 1,502.340
202103 1,268.388 117.840 1,482.107
202106 143.252 118.184 166.902
202109 1,584.521 118.262 1,844.902
202112 1,043.098 119.516 1,201.761
202203 732.510 120.948 833.938
202206 191.500 123.322 213.819
202209 579.515 125.298 636.852
202212 -710.032 126.098 -775.336
202303 -3,544.839 126.953 -3,844.808
202306 200.148 127.663 215.877
202309 -212.928 128.151 -228.786
202312 -603.009 129.395 -641.692
202403 -1,366.277 130.607 -1,440.429
202406 -107.925 130.792 -113.622
202409 1,187.617 130.361 1,254.436
202412 435.766 131.432 456.534
202503 334.384 131.948 348.948
202506 839.308 133.241 867.370
202509 -373.410 133.819 -384.227
202512 -551.874 135.271 -561.765
202603 -166.180 136.539 -167.588
202606 1,712.883 137.695 1,712.883

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp985.64 mean?
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a Cyclically Adjusted FCF per Share of Rp985.64 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors.
Is PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted FCF per Share too high?
PT Adira Dinamika Multi Finance Tbk's current Cyclically Adjusted FCF per Share is Rp985.64. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted FCF per Share compare to V and MA?
PT Adira Dinamika Multi Finance Tbk's Cyclically Adjusted FCF per Share of Rp985.64 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. PT Adira Dinamika Multi Finance Tbk's current Cyclically Adjusted FCF per Share is Rp985.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp10,854.26, compared to a current price of Rp8,750.00 — trading 19.4% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp985.64. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current Cyclically Adjusted FCF per Share is Rp985.64 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of Rp8,750.00 is trading 19.4% below its estimated GF Value™ of Rp10,854.26. GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Modestly Undervalued.

Key valuation signals for ISX:ADMF:

  • Cyclically Adjusted FCF per Share: Rp985.64
  • GF Value™: Rp10,854.26 vs. price of Rp8,750.00 (19.4% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Adira Dinamika Multi Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
72GF Score

Get the complete analysis for ISX:ADMF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp8,750.00
Price
Rp10,854.26
GF Value