PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Retained Earnings: Rp12,440,305 Mil (As of Mar. 2026)

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ISX:ADMF PT Adira Dinamika Multi Finance Tbk ISX:ADMF
69 GF Score
Price Rp8,250.00
GF Value Rp11,797.18
Valuation Possible Value Trap
! 4 Warning Signs
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What is PT Adira Dinamika Multi Finance Tbk Retained Earnings?

PT Adira Dinamika Multi Finance Tbk ISX:ADMF -0.60% 69 Retained Earnings is Rp12,440,305 Mil as of Mar. 2026. GuruFocus rates ISX:ADMF with a GF Score™ of 69/100 and a GF Value™ of Rp11,797.18 (Possible Value Trap). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PT Adira Dinamika Multi Finance Tbk's retained earnings for the quarter that ended in Mar. 2026 was Rp12,440,305 Mil.

PT Adira Dinamika Multi Finance Tbk's quarterly retained earnings increased from Sep. 2025 (Rp11,439,382 Mil) to Dec. 2025 (Rp11,913,471 Mil) and increased from Dec. 2025 (Rp11,913,471 Mil) to Mar. 2026 (Rp12,440,305 Mil).

PT Adira Dinamika Multi Finance Tbk's annual retained earnings increased from Dec. 2023 (Rp10,783,047 Mil) to Dec. 2024 (Rp11,208,198 Mil) and increased from Dec. 2024 (Rp11,208,198 Mil) to Dec. 2025 (Rp11,913,471 Mil).


PT Adira Dinamika Multi Finance Tbk  (ISX:ADMF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


PT Adira Dinamika Multi Finance Tbk Retained Earnings Historical Data

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The historical data trend for PT Adira Dinamika Multi Finance Tbk's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adira Dinamika Multi Finance Tbk Retained Earnings Chart

PT Adira Dinamika Multi Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,705,908.00 9,721,937.00 10,783,047.00 11,208,198.00 11,913,471.00

PT Adira Dinamika Multi Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10,768,179.00 11,091,511.00 11,439,382.00 11,913,471.00 12,440,305.00
ISX:ADMF
69GF Score
PT Adira Dinamika Multi Finance Tbk ISX:ADMF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Adira Dinamika Multi Finance Tbk Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of Rp12,440,305 Mil mean?
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a Retained Earnings of Rp12,440,305 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors.
Is PT Adira Dinamika Multi Finance Tbk's Retained Earnings too high?
PT Adira Dinamika Multi Finance Tbk's current Retained Earnings is Rp12,440,305 Mil. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's Retained Earnings compare to V and MA?
PT Adira Dinamika Multi Finance Tbk's Retained Earnings of Rp12,440,305 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. PT Adira Dinamika Multi Finance Tbk's current Retained Earnings is Rp12,440,305 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Possible Value Trap. The stock's GF Value™ is Rp11,797.18, compared to a current price of Rp8,250.00 — trading 30.1% below its estimated fair value. The current Retained Earnings is Rp12,440,305 Mil. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current Retained Earnings is Rp12,440,305 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of Rp8,250.00 is trading 30.1% below its estimated GF Value™ of Rp11,797.18. GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Possible Value Trap.

Key valuation signals for ISX:ADMF:

  • Retained Earnings: Rp12,440,305 Mil
  • GF Value™: Rp11,797.18 vs. price of Rp8,250.00 (30.1% below fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Adira Dinamika Multi Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
69GF Score

Get the complete analysis for ISX:ADMF

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp8,250.00
Price
Rp11,797.18
GF Value