PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) EBIT: Rp1,003,101 Mil (TTM As of Mar. 2026)


ISX:ADMF PT Adira Dinamika Multi Finance Tbk ISX:ADMF
70 GF Score
Price Rp8,025.00
GF Value Rp11,731.33
Valuation Possible Value Trap
! 4 Warning Signs
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What is PT Adira Dinamika Multi Finance Tbk EBIT?

PT Adira Dinamika Multi Finance Tbk ISX:ADMF 70 EBIT is Rp1,003,101 Mil as of Mar. 2026. GuruFocus rates ISX:ADMF with a GF Score™ of 70/100 and a GF Value™ of Rp11,731.33 (Possible Value Trap). The stock has 4 warning signs investors should review.

PT Adira Dinamika Multi Finance Tbk's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was Rp352,614 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp1,003,101 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. PT Adira Dinamika Multi Finance Tbk's annualized ROC % for the quarter that ended in Mar. 2026 was 3.00%. PT Adira Dinamika Multi Finance Tbk's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 153.72%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. PT Adira Dinamika Multi Finance Tbk's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 3.45%.

PT Adira Dinamika Multi Finance Tbk  (ISX:ADMF) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

PT Adira Dinamika Multi Finance Tbk's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=1410456 * ( 1 - 21.69% )/( (36485372 + 37248464)/ 2 )
=1104528.0936/36866918
=3.00 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=38529195 - 802190 - ( 1241633 - max(0, 16606495 - 20004402+1241633))
=36485372

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=39745951 - 1030632 - ( 1466855 - max(0, 16814889 - 20687284+1466855))
=37248464

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

PT Adira Dinamika Multi Finance Tbk's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=1410456/( ( (709603 + max(249229, 0)) + (683684 + max(192579, 0)) )/ 2 )
=1410456/( ( 958832 + 876263 )/ 2 )
=1410456/917547.5
=153.72 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 2801261) - (802190 + 0 + 1749842)
=249229

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 2893464) - (1030632 + 0 + 1670253)
=192579

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

PT Adira Dinamika Multi Finance Tbk's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=1003101/29105060.314
=3.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adira Dinamika Multi Finance Tbk EBIT Related Terms

PT Adira Dinamika Multi Finance Tbk EBIT Historical Data

* Premium members only.

The historical data trend for PT Adira Dinamika Multi Finance Tbk's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adira Dinamika Multi Finance Tbk EBIT Chart

PT Adira Dinamika Multi Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 351,639.00 861,195.00 1,428,472.00 1,111,750.00 856,006.00

PT Adira Dinamika Multi Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 205,519.00 64,533.00 215,895.00 370,059.00 352,614.00

ISX:ADMF vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Adira Dinamika Multi Finance Tbk EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's EV-to-EBIT falls into.


ISX:ADMF
70GF Score
PT Adira Dinamika Multi Finance Tbk ISX:ADMF
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Adira Dinamika Multi Finance Tbk EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1,003,101 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of Rp1,003,101 Mil mean?
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a EBIT of Rp1,003,101 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PT Adira Dinamika Multi Finance Tbk.
Is PT Adira Dinamika Multi Finance Tbk's EBIT too high?
PT Adira Dinamika Multi Finance Tbk's current EBIT is Rp1,003,101 Mil. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's EBIT compare to V and MA?
PT Adira Dinamika Multi Finance Tbk's EBIT of Rp1,003,101 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PT Adira Dinamika Multi Finance Tbk. PT Adira Dinamika Multi Finance Tbk's current EBIT is Rp1,003,101 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Possible Value Trap. The stock's GF Value™ is Rp11,731.33, compared to a current price of Rp8,025.00 — trading 31.6% below its estimated fair value. The current EBIT is Rp1,003,101 Mil. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current EBIT is Rp1,003,101 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of Rp8,025.00 is trading 31.6% below its estimated GF Value™ of Rp11,731.33. GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Possible Value Trap.

Key valuation signals for ISX:ADMF:

  • EBIT: Rp1,003,101 Mil
  • GF Value™: Rp11,731.33 vs. price of Rp8,025.00 (31.6% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Adira Dinamika Multi Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
70GF Score

Get the complete analysis for ISX:ADMF

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp8,025.00
Price
Rp11,731.33
GF Value