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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, PT Adira Dinamika Multi Finance Tbk's enterprise value is Rp28,783,250 Mil.
PT Adira Dinamika Multi Finance Tbk's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was Rp1,581,694 Mil. Therefore, PT Adira Dinamika Multi Finance Tbk's EV-to-EBITDA for today is 18.20.
ISX:ADMF'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 13.21 Med: 19.25 Max: 59.61
Current: 18.2
During the past 13 years, the highest EV-to-EBITDA of PT Adira Dinamika Multi Finance Tbk was 59.61. The lowest was 13.21. And the median was 19.25.
ISX:ADMF's EV-to-EBITDA is ranked better than 52.44% of 328
companies
in the Credit Services industry
Industry Median: 21.515
vs ISX:ADMF: 18.20
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Adira Dinamika Multi Finance Tbk's PE Ratio (TTM) for today is calculated as:
PT Adira Dinamika Multi Finance Tbk's share price for today is Rp8650.00.
PT Adira Dinamika Multi Finance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1524.721.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk EV-to-EBITDA Chart
For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Adira Dinamika Multi Finance Tbk EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's EV-to-EBITDA falls into.
PT Adira Dinamika Multi Finance Tbk's current Enterprise Value is Rp28,783,250 Mil.
PT Adira Dinamika Multi Finance Tbk's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1,581,694 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) has a EV-to-EBITDA of 18.20 as of Aug. 10, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PT Adira Dinamika Multi Finance Tbk. This is near median its historical median of 19.25. Over the past decade, PT Adira Dinamika Multi Finance Tbk's EV-to-EBITDA has ranged from 13.21 to 59.61. According to the industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #156 out of 328 companies in the Credit Services industry, placing it in the top 47.6%.
Is PT Adira Dinamika Multi Finance Tbk's EV-to-EBITDA too high?
PT Adira Dinamika Multi Finance Tbk's current EV-to-EBITDA of 18.20 is near median its 10-year median of 19.25. Over the past 10 years, this metric has ranged from a low of 13.21 to a high of 59.61. The Credit Services industry median EV-to-EBITDA is 21.52. PT Adira Dinamika Multi Finance Tbk's value of 18.20 is 15.4% below this industry median. Based on the distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #156 out of 328 companies in the Credit Services industry, which is above the industry midpoint. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #156 out of 328 companies for EV-to-EBITDA. This puts PT Adira Dinamika Multi Finance Tbk in the upper half of its industry. The industry median EV-to-EBITDA is 21.52. PT Adira Dinamika Multi Finance Tbk's value of 18.20 is 15.4% below this benchmark. Historically, PT Adira Dinamika Multi Finance Tbk's own EV-to-EBITDA has ranged from 13.21 to 59.61 over the past decade. While the company's 10-year median is 19.25 vs. the industry median of 21.52, PT Adira Dinamika Multi Finance Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.52, based on 328 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Adira Dinamika Multi Finance Tbk's current EV-to-EBITDA of 18.20 is 15.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PT Adira Dinamika Multi Finance Tbk. For the Credit Services industry, the median EV-to-EBITDA is 21.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adira Dinamika Multi Finance Tbk's current EV-to-EBITDA is 18.20, which is near median its own 10-year median of 19.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp10,821.92, compared to a current price of Rp8,650.00 — trading 20.1% below its estimated fair value. The current EV-to-EBITDA is 18.20, which is near median its 10-year median of 19.25 and 15.4% below the Credit Services industry median of 21.52. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (ISX:ADMF), the current EV-to-EBITDA is 18.20 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Adira Dinamika Multi Finance Tbk (ISX:ADMF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued.
The current stock price of Rp8,650.00 is trading 20.1% below its estimated GF Value™ of Rp10,821.92.
GuruFocus considers PT Adira Dinamika Multi Finance Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ADMF:
EV-to-EBITDA: 18.20 (near median its 10-year median of 19.25)
GF Value™: Rp10,821.92 vs. price of Rp8,650.00 (20.1% below fair value)
Industry Position: 15.4% below the Credit Services median (#156 of 328)
No single metric tells the full story. See the ISX:ADMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
71GF Score
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