PFHO (Pacific Health Care Organization) Cyclically Adjusted Book per Share: $0.88 (As of Mar. 2026)


PFHO Pacific Health Care Organization Inc PFHO
51 GF Score
Price $0.85
GF Value $0.93
Valuation Fairly Valued
! 1 Warning Sign
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What is Pacific Health Care Organization Cyclically Adjusted Book per Share?

Pacific Health Care Organization PFHO 51 Cyclically Adjusted Book per Share is $0.88 as of Mar. 2026. GuruFocus rates PFHO with a GF Score™ of 51/100 and a GF Value™ of $0.93 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Pacific Health Care Organization's adjusted book value per share for the three months ended in Mar. 2026 was $1.037. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.88 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Pacific Health Care Organization's average Cyclically Adjusted Book Growth Rate was 8.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 9.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 14.80% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 21.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Pacific Health Care Organization was 41.50% per year. The lowest was 9.90% per year. And the median was 23.90% per year.

As of today (2026-06-28), Pacific Health Care Organization's current stock price is $0.85. Pacific Health Care Organization's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $0.88. Pacific Health Care Organization's Cyclically Adjusted PB Ratio of today is 0.97.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Pacific Health Care Organization was 6.47. The lowest was 0.78. And the median was 2.24.


Pacific Health Care Organization  (OTCPK:PFHO) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Pacific Health Care Organization's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.85/0.88
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Pacific Health Care Organization was 6.47. The lowest was 0.78. And the median was 2.24.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Pacific Health Care Organization Cyclically Adjusted Book per Share Related Terms


Pacific Health Care Organization Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Pacific Health Care Organization's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Health Care Organization Cyclically Adjusted Book per Share Chart

Pacific Health Care Organization Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 0.64 0.72 0.79 0.85

Pacific Health Care Organization Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 0.83 0.84 0.85 0.88

PFHO vs UNH, CVS, ELV: Cyclically Adjusted Book per Share Comparison

For the Healthcare Plans subindustry, Pacific Health Care Organization's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Health Care Organization Cyclically Adjusted PB Ratio vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Pacific Health Care Organization's Cyclically Adjusted PB Ratio falls into.


PFHO
51GF Score
Pacific Health Care Organization Inc PFHO
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific Health Care Organization Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Pacific Health Care Organization's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.037/330.2130*330.2130
=1.037

Current CPI (Mar. 2026) = 330.2130.

Pacific Health Care Organization Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.416 241.018 0.570
201609 0.431 241.428 0.589
201612 0.450 241.432 0.615
201703 0.467 243.801 0.633
201706 0.486 244.955 0.655
201709 0.505 246.819 0.676
201712 0.525 246.524 0.703
201803 0.556 249.554 0.736
201806 0.582 251.989 0.763
201809 0.607 252.439 0.794
201812 0.631 251.233 0.829
201903 0.656 254.202 0.852
201906 0.675 256.143 0.870
201909 0.703 256.759 0.904
201912 0.725 256.974 0.932
202003 0.735 258.115 0.940
202006 0.743 257.797 0.952
202009 0.754 260.280 0.957
202012 0.768 260.474 0.974
202103 0.808 264.877 1.007
202106 0.815 271.696 0.991
202109 0.821 274.310 0.988
202112 0.846 278.802 1.002
202203 0.860 287.504 0.988
202206 0.870 296.311 0.970
202209 0.885 296.808 0.985
202212 0.884 296.797 0.984
202303 0.894 301.836 0.978
202306 0.808 305.109 0.874
202309 0.822 307.789 0.882
202312 0.844 306.746 0.909
202403 0.859 312.332 0.908
202406 0.876 314.175 0.921
202409 0.890 315.301 0.932
202412 0.913 315.605 0.955
202503 0.936 319.799 0.966
202506 0.986 322.561 1.009
202509 1.003 324.800 1.020
202512 1.021 324.054 1.040
202603 1.037 330.213 1.037

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $0.88 mean?
Pacific Health Care Organization (PFHO) has a Cyclically Adjusted Book per Share of $0.88 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Pacific Health Care Organization and its competitors.
Is Pacific Health Care Organization's Cyclically Adjusted Book per Share too high?
Pacific Health Care Organization's current Cyclically Adjusted Book per Share is $0.88. Overall, Pacific Health Care Organization has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's Cyclically Adjusted Book per Share compare to UNH and CVS?
Pacific Health Care Organization's Cyclically Adjusted Book per Share of $0.88 can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Healthcare Plans company?
A good Cyclically Adjusted Book per Share depends on the Healthcare Plans industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Pacific Health Care Organization and its competitors. Pacific Health Care Organization's current Cyclically Adjusted Book per Share is $0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Fairly Valued. The stock's GF Value™ is $0.93, compared to a current price of $0.85 — trading 8.6% below its estimated fair value. The current Cyclically Adjusted Book per Share is $0.88. Pacific Health Care Organization's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current Cyclically Adjusted Book per Share is $0.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Health Care Organization (PFHO) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be undervalued. The current stock price of $0.85 is trading 8.6% below its estimated GF Value™ of $0.93. GuruFocus considers Pacific Health Care Organization to be Fairly Valued.

Key valuation signals for PFHO:

  • Cyclically Adjusted Book per Share: $0.88
  • GF Value™: $0.93 vs. price of $0.85 (8.6% below fair value)
  • GF Score™: 51/100 with 1 warning sign

No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Health Care Organization Business Description

Address 19800 MacArthur Boulevard, Suites 306 and 307, Irvine, CA, USA, 92612
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
51GF Score

Get the complete analysis for PFHO

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.85
Price
$0.93
GF Value