PFHO (Pacific Health Care Organization) GF Value Rank: 10 (As of Jul. 11, 2026) — 43% Above Median


PFHO Pacific Health Care Organization Inc PFHO
51 GF Score
Price $0.83
GF Value $0.94
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Pacific Health Care Organization GF Value Rank?

Pacific Health Care Organization PFHO 51 GF Value Rank is 10 as of Jul. 11, 2026, which is 43% above its 10-year median of 7.00. GuruFocus rates PFHO with a GF Score™ of 51/100 and a GF Value™ of $0.94 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Pacific Health Care Organization has the GF Value Rank of 10.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Pacific Health Care Organization GF Value Rank Related Terms

PFHO vs UNH, CVS, ELV: GF Value Rank Comparison

For the Healthcare Plans subindustry, Pacific Health Care Organization's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pacific Health Care Organization GF Value Rank vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Pacific Health Care Organization's GF Value Rank falls into.


PFHO
51GF Score
Pacific Health Care Organization Inc PFHO
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 10 mean?
Pacific Health Care Organization (PFHO) has a GF Value Rank of 10 as of Jul. 11, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Pacific Health Care Organization and its competitors. This is 43% above median its historical median of 7.00. Over the past decade, Pacific Health Care Organization's GF Value Rank has ranged from 1.00 to 10.00.
Is Pacific Health Care Organization's GF Value Rank too high?
Pacific Health Care Organization's current GF Value Rank of 10 is 43% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Pacific Health Care Organization has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's GF Value Rank compare to UNH and CVS?
Pacific Health Care Organization's GF Value Rank of 10 can be compared against companies in the Healthcare Plans industry. Historically, Pacific Health Care Organization's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Healthcare Plans company?
A good GF Value Rank depends on the Healthcare Plans industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Pacific Health Care Organization and its competitors. Pacific Health Care Organization's current GF Value Rank is 10, which is 43% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.94, compared to a current price of $0.83 — trading 11.7% below its estimated fair value. The current GF Value Rank is 10, which is 43% above median its 10-year median of 7.00. Pacific Health Care Organization's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current GF Value Rank is 10 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Health Care Organization (PFHO) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be undervalued. The current stock price of $0.83 is trading 11.7% below its estimated GF Value™ of $0.94. GuruFocus considers Pacific Health Care Organization to be Modestly Undervalued.

Key valuation signals for PFHO:

  • GF Value Rank: 10 (43% above median its 10-year median of 7.00)
  • GF Value™: $0.94 vs. price of $0.83 (11.7% below fair value)
  • GF Score™: 51/100 with 1 warning sign

No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pacific Health Care Organization Business Description

Address 19800 MacArthur Boulevard, Suites 306 and 307, Irvine, CA, USA, 92612
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
51GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.83
Price
$0.94
GF Value