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Pacific Health Care OrganizationPFHO 47 Equity-to-Asset is 0.96 as of Jun. 2026, which is 3% above its 10-year median of 0.93. GuruFocus rates PFHO with a GF Score™ of 47/100 and a GF Value™ of $0.91 (Fairly Valued). The stock has 2 warning signs investors should review. Among 18 Healthcare Plans companies, Pacific Health Care Organization ranks better than 88.89% on this metric.
The historical rank and industry rank for Pacific Health Care Organization's Equity-to-Asset or its related term are showing as below:
PFHO'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.87 Med: 0.93 Max: 0.97
Current: 0.96
During the past 13 years, the highest Equity to Asset Ratio of Pacific Health Care Organization was 0.97. The lowest was 0.87. And the median was 0.93.
PFHO's Equity-to-Asset is ranked better than 88.89% of 18
companies
in the Healthcare Plans industry
Industry Median: 0.35
vs PFHO: 0.96
Pacific Health Care Organization (OTCPK:PFHO) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Pacific Health Care Organization Equity-to-Asset Related Terms
Pacific Health Care Organization Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization Equity-to-Asset Chart
For the Healthcare Plans subindustry, Pacific Health Care Organization's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Health Care Organization Equity-to-Asset vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Pacific Health Care Organization's Equity-to-Asset falls into.
Pacific Health Care Organization Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization (PFHO) has a Equity-to-Asset of 0.96 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pacific Health Care Organization and its competitors. This is near median its historical median of 0.93. Over the past decade, Pacific Health Care Organization's Equity-to-Asset has ranged from 0.87 to 0.97. According to the industry distribution chart, Pacific Health Care Organization ranks #2 out of 18 companies in the Healthcare Plans industry, placing it in the top 11.1%.
Is Pacific Health Care Organization's Equity-to-Asset too high?
Pacific Health Care Organization's current Equity-to-Asset of 0.96 is near median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 0.97. The Healthcare Plans industry median Equity-to-Asset is 0.35. Pacific Health Care Organization's value of 0.96 is 174.3% above this industry median. Based on the distribution chart, Pacific Health Care Organization ranks #2 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Health Care Organization has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's Equity-to-Asset compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #2 out of 18 companies for Equity-to-Asset. This places Pacific Health Care Organization in the top 11% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.35. Pacific Health Care Organization's value of 0.96 is 174.3% above this benchmark. Historically, Pacific Health Care Organization's own Equity-to-Asset has ranged from 0.87 to 0.97 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 0.35, Pacific Health Care Organization has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Healthcare Plans company?
The median Equity-to-Asset among Healthcare Plans companies is 0.35, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Health Care Organization's current Equity-to-Asset of 0.96 is 174.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pacific Health Care Organization and its competitors. For the Healthcare Plans industry, the median Equity-to-Asset is 0.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current Equity-to-Asset is 0.96, which is near median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Fairly Valued. The stock's GF Value™ is $0.91, compared to a current price of $1.00 — trading 9.9% above its estimated fair value. The current Equity-to-Asset is 0.96, which is near median its 10-year median of 0.93 and 174.3% above the Healthcare Plans industry median of 0.35. Pacific Health Care Organization's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current Equity-to-Asset is 0.96 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Health Care Organization (PFHO) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be overvalued.
The current stock price of $1.00 is trading 9.9% above its estimated GF Value™ of $0.91.
GuruFocus considers Pacific Health Care Organization to be Fairly Valued.
Key valuation signals for PFHO:
Equity-to-Asset: 0.96 (near median its 10-year median of 0.93)
GF Value™: $0.91 vs. price of $1.00 (9.9% above fair value)
Industry Position: 174.3% above the Healthcare Plans median (#2 of 18)
No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
47GF Score
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