PFHO (Pacific Health Care Organization) PEG Ratio: 0.56 (As of Jun. 27, 2026) — 55% Below Median


PFHO Pacific Health Care Organization Inc PFHO
51 GF Score
Price $0.85
GF Value $0.93
Valuation Fairly Valued
! 1 Warning Sign
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What is Pacific Health Care Organization PEG Ratio?

Pacific Health Care Organization PFHO 51 PEG Ratio is 0.56 as of Jun. 27, 2026, which is 55% below its 10-year median of 1.24. GuruFocus rates PFHO with a GF Score™ of 51/100 and a GF Value™ of $0.93 (Fairly Valued). The stock has 1 warning sign investors should review. Among 7 Healthcare Plans companies, Pacific Health Care Organization ranks better than 71.43% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Pacific Health Care Organization's PE Ratio without NRI is 7.73. Pacific Health Care Organization's 5-Year EBITDA growth rate is 13.90%. Therefore, Pacific Health Care Organization's PEG Ratio for today is 0.56.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Pacific Health Care Organization's PEG Ratio or its related term are showing as below:

PFHO' s PEG Ratio Range Over the Past 10 Years
Min: 0.11   Med: 1.24   Max: 5.06
Current: 0.56


During the past 13 years, Pacific Health Care Organization's highest PEG Ratio was 5.06. The lowest was 0.11. And the median was 1.24.


PFHO's PEG Ratio is ranked better than
71.43% of 7 companies
in the Healthcare Plans industry
Industry Median: 2.25 vs PFHO: 0.56

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Pacific Health Care Organization  (OTCPK:PFHO) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Pacific Health Care Organization PEG Ratio Related Terms


Pacific Health Care Organization PEG Ratio Historical Data

* Premium members only.

The historical data trend for Pacific Health Care Organization's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Health Care Organization PEG Ratio Chart

Pacific Health Care Organization Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.37

Pacific Health Care Organization Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 3.29 1.60 1.37 1.19

PFHO vs UNH, CVS, ELV: PEG Ratio Comparison

For the Healthcare Plans subindustry, Pacific Health Care Organization's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Health Care Organization PEG Ratio vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Pacific Health Care Organization's PEG Ratio falls into.


PFHO
51GF Score
Pacific Health Care Organization Inc PFHO
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Pacific Health Care Organization PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Pacific Health Care Organization's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=7.7272727272727/13.90
=0.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.56 mean?
Pacific Health Care Organization (PFHO) has a PEG Ratio of 0.56 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Pacific Health Care Organization and its competitors. This is 55% below median its historical median of 1.24. Over the past decade, Pacific Health Care Organization's PEG Ratio has ranged from 0.11 to 5.06. According to the industry distribution chart, Pacific Health Care Organization ranks #2 out of 7 companies in the Healthcare Plans industry, placing it in the top 28.6%.
Is Pacific Health Care Organization's PEG Ratio too high?
Pacific Health Care Organization's current PEG Ratio of 0.56 is 55% below median its 10-year median of 1.24. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 5.06. The Healthcare Plans industry median PEG Ratio is 2.25. Pacific Health Care Organization's value of 0.56 is 75.1% below this industry median. Based on the distribution chart, Pacific Health Care Organization ranks #2 out of 7 companies in the Healthcare Plans industry, which is above the industry midpoint. Overall, Pacific Health Care Organization has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's PEG Ratio compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #2 out of 7 companies for PEG Ratio. This puts Pacific Health Care Organization in the upper half of its industry. The industry median PEG Ratio is 2.25. Pacific Health Care Organization's value of 0.56 is 75.1% below this benchmark. Historically, Pacific Health Care Organization's own PEG Ratio has ranged from 0.11 to 5.06 over the past decade. While the company's 10-year median is 1.24 vs. the industry median of 2.25, Pacific Health Care Organization has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Healthcare Plans company?
The median PEG Ratio among Healthcare Plans companies is 2.25, based on 7 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Health Care Organization's current PEG Ratio of 0.56 is 75.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Pacific Health Care Organization and its competitors. For the Healthcare Plans industry, the median PEG Ratio is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current PEG Ratio is 0.56, which is 55% below median its own 10-year median of 1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Fairly Valued. The stock's GF Value™ is $0.93, compared to a current price of $0.85 — trading 8.6% below its estimated fair value. The current PEG Ratio is 0.56, which is 55% below median its 10-year median of 1.24 and 75.1% below the Healthcare Plans industry median of 2.25. Pacific Health Care Organization's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current PEG Ratio is 0.56 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Health Care Organization (PFHO) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be undervalued. The current stock price of $0.85 is trading 8.6% below its estimated GF Value™ of $0.93. GuruFocus considers Pacific Health Care Organization to be Fairly Valued.

Key valuation signals for PFHO:

  • PEG Ratio: 0.56 (55% below median its 10-year median of 1.24)
  • GF Value™: $0.93 vs. price of $0.85 (8.6% below fair value)
  • GF Score™: 51/100 with 1 warning sign
  • Industry Position: 75.1% below the Healthcare Plans median (#2 of 7)

No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Health Care Organization Business Description

Address 19800 MacArthur Boulevard, Suites 306 and 307, Irvine, CA, USA, 92612
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
51GF Score

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$0.85
Price
$0.93
GF Value