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The historical rank and industry rank for Pacific Health Care Organization's Net Cash per Share or its related term are showing as below:
PFHO'
s Price-to-Net-Cash Range Over the Past 10 Years
Min: 0.85 Med: 1.49 Max: 2.99
Current: 1.11
During the past 13 years, the highest Price-to-Net-Cash Ratio of Pacific Health Care Organization was 2.99. The lowest was 0.85. And the median was 1.49.
PFHO's Price-to-Net-Cash is ranked better than 50% of 2
companies
in the Healthcare Plans industry
Industry Median: 2.425
vs PFHO: 1.11
Pacific Health Care Organization (OTCPK:PFHO) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Pacific Health Care Organization Net Cash per Share Related Terms
Pacific Health Care Organization Net Cash per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization Net Cash per Share Chart
PFHO vs UNH, CVS, ELV: Net Cash per Share Comparison
For the Healthcare Plans subindustry, Pacific Health Care Organization's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Health Care Organization Price-to-Net-Cash vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Pacific Health Care Organization's Price-to-Net-Cash falls into.
Pacific Health Care Organization Net Cash per Share Calculation
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization (PFHO) has a Net Cash per Share of $0.93 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Pacific Health Care Organization and its competitors. According to the industry distribution chart, Pacific Health Care Organization ranks #1 out of 2 companies in the Healthcare Plans industry, placing it in the top 50%.
Is Pacific Health Care Organization's Net Cash per Share too high?
Pacific Health Care Organization's current Net Cash per Share is $0.93. The Healthcare Plans industry median Net Cash per Share is 2.43. Pacific Health Care Organization's value of $0.93 is 61.6% below this industry median. Based on the distribution chart, Pacific Health Care Organization ranks #1 out of 2 companies in the Healthcare Plans industry, which is above the industry midpoint. Overall, Pacific Health Care Organization has a GF Score™ of 47/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's Net Cash per Share compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #1 out of 2 companies for Net Cash per Share. This puts Pacific Health Care Organization in the upper half of its industry. The industry median Net Cash per Share is 2.43. Pacific Health Care Organization's value of $0.93 is 61.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Healthcare Plans company?
The median Net Cash per Share among Healthcare Plans companies is 2.43, based on 2 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Health Care Organization's current Net Cash per Share of $0.93 is 61.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Pacific Health Care Organization and its competitors. For the Healthcare Plans industry, the median Net Cash per Share is 2.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current Net Cash per Share is $0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.91, compared to a current price of $1.03 — trading 13.2% above its estimated fair value. The current Net Cash per Share is $0.93 and 61.6% below the Healthcare Plans industry median of 2.43. Pacific Health Care Organization's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current Net Cash per Share is $0.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Health Care Organization (PFHO) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be overvalued.
The current stock price of $1.03 is trading 13.2% above its estimated GF Value™ of $0.91.
GuruFocus considers Pacific Health Care Organization to be Modestly Overvalued.
Key valuation signals for PFHO:
Net Cash per Share: $0.93
GF Value™: $0.91 vs. price of $1.03 (13.2% above fair value)
Industry Position: 61.6% below the Healthcare Plans median (#1 of 2)
No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
47GF Score
Get the complete analysis for PFHO
Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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