Pacific Health Care OrganizationPFHO 51 Return-on-Tangible-Asset is 5.70% as of Mar. 2026, which is 38% below its 10-year median of 9.25. GuruFocus rates PFHO with a GF Score™ of 51/100 and a GF Value™ of $0.94 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 18 Healthcare Plans companies, Pacific Health Care Organization ranks better than 77.78% on this metric.
The historical rank and industry rank for Pacific Health Care Organization's Return-on-Tangible-Asset or its related term are showing as below:
PFHO'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 4.22 Med: 9.25 Max: 17.25
Current: 9.69
During the past 13 years, Pacific Health Care Organization's highest Return-on-Tangible-Asset was 17.25%. The lowest was 4.22%. And the median was 9.25%.
PFHO's Return-on-Tangible-Asset is ranked better than 77.78% of 18
companies
in the Healthcare Plans industry
Industry Median: 2.415
vs PFHO: 9.69
Pacific Health Care Organization (OTCPK:PFHO) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Pacific Health Care Organization Return-on-Tangible-Asset Related Terms
Pacific Health Care Organization Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Health Care Organization Return-on-Tangible-Asset Chart
PFHO vs UNH, CVS, ELV: Return-on-Tangible-Asset Comparison
For the Healthcare Plans subindustry, Pacific Health Care Organization's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Health Care Organization Return-on-Tangible-Asset vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Pacific Health Care Organization's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Pacific Health Care Organization's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 5.70% mean?
Pacific Health Care Organization (PFHO) has a Return-on-Tangible-Asset of 5.70% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Pacific Health Care Organization and its competitors. This is 38% below median its historical median of 9.25. Over the past decade, Pacific Health Care Organization's Return-on-Tangible-Asset has ranged from 4.22 to 17.25. According to the industry distribution chart, Pacific Health Care Organization ranks #4 out of 18 companies in the Healthcare Plans industry, placing it in the top 22.2%.
Is Pacific Health Care Organization's Return-on-Tangible-Asset too high?
Pacific Health Care Organization's current Return-on-Tangible-Asset of 5.70% is 38% below median its 10-year median of 9.25. Over the past 10 years, this metric has ranged from a low of 4.22 to a high of 17.25. The Healthcare Plans industry median Return-on-Tangible-Asset is 2.42. Pacific Health Care Organization's value of 5.70% is 136% above this industry median. Based on the distribution chart, Pacific Health Care Organization ranks #4 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Health Care Organization has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Health Care Organization's Return-on-Tangible-Asset compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Pacific Health Care Organization ranks #4 out of 18 companies for Return-on-Tangible-Asset. This places Pacific Health Care Organization in the top 22% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.42. Pacific Health Care Organization's value of 5.70% is 136% above this benchmark. Historically, Pacific Health Care Organization's own Return-on-Tangible-Asset has ranged from 4.22 to 17.25 over the past decade. While the company's 10-year median is 9.25 vs. the industry median of 2.42, Pacific Health Care Organization has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Healthcare Plans company?
The median Return-on-Tangible-Asset among Healthcare Plans companies is 2.42, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Health Care Organization's current Return-on-Tangible-Asset of 5.70% is 136% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Pacific Health Care Organization and its competitors. For the Healthcare Plans industry, the median Return-on-Tangible-Asset is 2.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Health Care Organization's current Return-on-Tangible-Asset is 5.70%, which is 38% below median its own 10-year median of 9.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Health Care Organization stock overvalued right now?
Based on GuruFocus' analysis, Pacific Health Care Organization (PFHO) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.94, compared to a current price of $0.83 — trading 11.7% below its estimated fair value. The current Return-on-Tangible-Asset is 5.70%, which is 38% below median its 10-year median of 9.25 and 136% above the Healthcare Plans industry median of 2.42. Pacific Health Care Organization's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Pacific Health Care Organization (PFHO), the current Return-on-Tangible-Asset is 5.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Health Care Organization (PFHO) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Health Care Organization stock appears to be undervalued.
The current stock price of $0.83 is trading 11.7% below its estimated GF Value™ of $0.94.
GuruFocus considers Pacific Health Care Organization to be Modestly Undervalued.
Key valuation signals for PFHO:
Return-on-Tangible-Asset: 5.70% (38% below median its 10-year median of 9.25)
GF Value™: $0.94 vs. price of $0.83 (11.7% below fair value)
Industry Position: 136% above the Healthcare Plans median (#4 of 18)
No single metric tells the full story. See the PFHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Health Care Organization Business Description
Pacific Health Care Organization Inc is a workers' compensation cost containment specialist providing a range of services principally to California employers and claims administrators. The company offers an integrated and layered array of complementary business solutions that enable its customers to manage their workers' compensation-related healthcare administration costs. Its services include two HCOs, MPNs, medical case management, utilization review, medical bill review, workers' compensation carve-outs and Medicare set-aside services. It also provides lien representation and witness testimony, ancillary to other services.
51GF Score
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